Insurance Premiums

[Cory S]

State farm, might as well have no insurance, good luck, hope you never need them.

Agree. They are terrible.

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[Blwnsmoke]

State farm, might as well have no insurance, good luck, hope you never need them.

They paid a claim on my above ground pool ($5,400) my camper that had water damage ($2,900), my truck twice (tree branch once and road debris another time), 2 windshields and a few others with zero issues. They have been fantastic with every claim. Majority were handled out of my local office and had a check within 72 hours in my hand.

 

[Mr. Met]

I have Geico and pay $218 a month. 30, NYC with a clean driving record. Though, as @Crowd Hunter said, you cant compare the cost without knowing all the details of what and how much coverage each person has.

Once I have my supercharger installed I will be looking for a new insurer though. At that point I will have about $20,000 in mods and Geico's mod coverage is awful.

 

[blind*guardian]

I'd recommend looking into Haggerty insurance if you have a different daily car/beater and put low miles on the Mustang. I'm 35 in SoCal paying about $70 a month. Haven't used them yet, but they seem like a big/reliable company.

 

[Mr. Met]

... a little off topic but found it entertaining is that when I traded my 2015 Fiesta ST for my 2019 Mustang GT, my insurance went down $5 a month

You know that kind of stuff is funny. I used to have a 2005 C6 Corvette and sold that and ended up buying a low mileage 1996 mustang GT convertible. My insurance from a 20K car went UP when I went to a car that was worth about 6K. I was shocked but apparently mustang drivers do stink and kill us all on insurance.

New cars often cost less to insure, especially compared to cars that are much older. My 2020 Mustang is not only cheaper than my 2015, but also cheaper than my 1999 Expedition. Advancements in safety make it less likely you will hit something and kill someone/yourself.

 

[I Bleed Ford Blue]

$484 for 6 months - $968 a year. Almost 55 years old, suburbs outside of Cleveland OH, progressive ins.

 

[ICU812]

They paid a claim on my above ground pool ($5,400) my camper that had water damage ($2,900), my truck twice (tree branch once and road debris another time), 2 windshields and a few others with zero issues. They have been fantastic with every claim. Majority were handled out of my local office and had a check within 72 hours in my hand.

ok then, lucky you.
That is great, that at least someone got paid. Many a horror story about them and special vehicles insured with them.

 

[Zooks527]

Massachusetts. 62 with current clean record.

• Bodily Injury Liability $250,000/$500,000
• Property Damage Liability $100,000
• Personal Injury Protection $8,000/Non Deductible
• Medical Payments $25,000
• Uninsured Motorist $100,000/$300,000
• Underinsured Motorist $100,000/$300,000
• Comprehensive (Excluding Collision) $500 ded. with Non-ded Glass
• Collision $500 Ded./Waiver

$468/year from Geico.

One of 3 cars on the policy with my wife ($1108 total for all 3 cars). They also hold our Homeowners and Umbrella liability policies.

 

[Austin1992]

449.45/6mo. 29, male, Indiana, no accidents, no tickets the last 9 years, 750$ deductibles. 2019 gt pp1 6spd

 

[Bit_the_Bullitt]

Chiming in with a 2019 Bullitt as a 29yo. Bullitt itself is $798/yr before discount (total $1,182 for a Bullitt and a 2017 F150). Before discount with fairly low deductibles. Ohio. Reading other people's posts, I'm lucky.

Mileage they don't check into, but I'm at 30k in 18mo, so about 18k/yr. We did do the driving tracking app for a month.

 

[FlipC]

$276 A Year with Hagerty, But have 9 other cars insured with them. 63yo Wyoming clean record (Knock on wood!)

 

[Millarduck]

$1300/yr. for my '20 GT Premium vert. A total of 4 cars on policy including a 20 yr. old male driver. Geico Delaware.

 

[hws52]

Combo policy Grange Ins., Ohio
'13 Fusion $616 yr
'18 Mustang GT $776 yr

Both of us are in our late 60's

 

[Vics Shelby]

My insurance is 1,272 a year with Liberty Mutual I have a perfect record Im from northern Illinois im 59 years old and drive a 2021 Shelby GT500.

 

[Vics Shelby]

I have a multi car policy also which helps the policy price.

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