Insurance Premiums

[Reap]

$918.82/yr USAA AL 68 and that is also with my 24 yr old son also on the car (2017 V6) as a driver.

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[mjhpadi]

You also have to take into account deductible, that changes pricing a lot. I have $500.00 deductible with the car not driven Dec , Jan, and Feb (garaged).
- Erie Insurance $660.00 per year.

 

[RWN2019GT]

$798 yr State Farm, '19 GT vert, 68yo, multi car discount, $500 deductible, mid MO

 

[libtrucker]

South Florida, 36 years old, safe driver with Class A CDL (not sure if that changes anything)

$1050 per 6 months. 2020 GT Premium, and a 95 F250 with a 351 W. Both have Collision and $100/$300/$100

I did use one of the Progressive shapshot devices for 4/5 months on the Mustang. It was tough to control myself, but I did think I wasn't going to get much saving as the thing would go off all the time. But It did save me $80 every 6 months. And I just sent the thing back to them, so I can resume driving like an asshole again...

 

[Baldilocks]

Married, Delaware, 47, State Farm w/Drive Safe & Save, multi-car, house, etc. Just for the Mustang it is $897 per year.

 

[Bruce 8858]

If you’re a Costco member, look into Connect by Amerisave. They cut my insurance rates in half. I was with Allstate for over 30 years. Connect obliterated what I was paying for 4 autos, boat, homeowners with Allstate.
I’m in NorCal , 59.

Edited to add.. Paying $1200 per 6/mo for 4 autos. '20 Mustang GT, a '14 Fusion EB, '13 Superduty & a '95 F150.

We aren't accepting people from
California any longer. We have reached quota. LOL.

Same here

 

[Torino500]

In PA w/ Travelers
$771 for 6 months for a 2020 GT, 2021 Mazda, and a classic. No tickets.

Mustang is $405 of that which is about $100 more than my 2014 GT was. I asked the rep why the 2020 cost way more than the 2014 and she said because of it's options - we'll total your 2020 for much less damage. The 2020 has more "technology".

My 2020 is a non-Premium PP1 with 301A, Nav, Magne-Ride, and Active Exhaust. I'm sure the "technology" she was referring to is the Magne-Ride. I remember saying that it has "that adjustable suspension" and she said that's probably it - it probably costs too much to repair after an accident or damage.

I replaced a 2019 Mazda with the 2021 in May. I guess the 2021 doesn't have any advancements in technology over the previous 2019 because my rates barely changed when I updated my policy.

 

[bryyce62]

Same here

guess I got lucky.

 

[JohnnyGT]

So much personal info in here.

 

[m3incorp]

Whatever I saved on mine, I paid 3x when I bought my teenage son a new WRX and now that he is in college and it only dropped a few hundred a year.

 

[Takeshi]

$2390 A Year with CS AAA. I have no at fault accidents or tickets . Been with them for 8 years since inception of Driver License and they raise the rates every year.

I then switched to Geico a few days ago. $1430 for 12k miles a year now with same deductible 50/500 (comp / coll) California Rates are evil.

 

[Stage_3]

I just switched mine from Liberty Mutual to Grundy Insurance.
Saving a boatload of cash. Like over 1,200 bucks a year savings.

 

[Cobra Jet]

I just switched mine from Liberty Mutual to Grundy Insurance.
Saving a boatload of cash. Like over 1,200 bucks a year savings.

Can you have a daily driver with Grundy? I thought they were only for collectible/classic/show/limited use vehicles?

 

[Cory S]

Don't forget to always shop around every 3 years.

 

[Zooks527]

$2390 A Year with CS AAA. I have no at fault accidents or tickets . Been with them for 8 years since inception of Driver License and they raise the rates every year.

I then switched to Geico a few days ago. $1430 for 12k miles a year now with same deductible 50/500 (comp / coll) California Rates are evil.

My daughter had AAA. Then, she moved from Palo Alto to LA and watched her rate skyrocket. She also switched to Geico and saved a ton.

The real issue now becomes wondering how hard Geico is to work with if you need them to pay for something.

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