AR306
Well-Known Member
The car note was of no consequence.. the difference between a GT and my EB would of been about $40 per month with my credit score and down payment.. the problem was that the insurance quotes I got was more than the car note itself, that is F-ing ridiculous. I can not pay that much in insurance.. it's not an asset that will have some value, it's flushing money down the toilet in case I get into an accident at which point they wouldn't even cover the cost of the car, just it's current market value which of course will depreciate.I think you have some good points. I bought a 2015 v6 on a whim last summer because I wanted to be budget oriented. However, I wanted a GT.
I regretted the decision ever since and desperately wanted out of the car. I ended up getting a great deal on a GT and am selling the v6.
The point is budget oriented or not always buy what you want if you're making a purchase. I know a lot of people are money conscious and there isn't anything wrong with saving or being tight (I'm fairly conservative) but when it comes to a car I have to drive every day, a car I have to clean and a car I have to pay on every month. I find it's better to go with what you want rather than pinching pennies. Plus, if you have the credit to get a good interest rate then your talking a separation of 100-120 bucks a month (maybe) from base v6 to loaded GT. You'll be more willing to pay a note in something you find valuable. My v6 was cheaper, but I hated paying it...The GT is a little more, but I couldn't care less, because I enjoy it.
The V6 is going to drop in value quick, mine dropped almost 8grand in value over an 8 month time span...
As for the MPG discussion, the EB is great if all you do is highway driving or live in a rural area.. in the city, bumper to bumper light to light you WILL be in boost a lot whether you drive fast or conservatively. At best I can muster 18mpg max driving like an old lady.. usually however I'm around 10-12mpg.. no bs.
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