FYI: This is What is: "Not" Covered By an Extended Ford Warranty Plan

[DougS550]

FOOD FOR THOUGHT:

** I asked the most important questions regarding an Extended Warranty, I asked specifically, What Things exactly, does an Extended Warranty “NOT” Cover and this was the Representatives response that I received.

NOTE: I was not surprises by their response and I did thank them for being honest in answering my questions.

*** What is not covered by an Extended Warranty Plan/Agreement***

- Repairs caused by...

- alterations

- modifications of the Vehicle

-- including the body

-- chassis, or components

- after the Vehicle leaves the control of the manufacturer

-- tampering with the emissions systems

-- or with the other parts that affect these systems ( as for example: but not limited to; exhaust and intake systems)

- the installation or use of any part not approved by, or authorized by, the Vehicle's manufacturer ( other than "certified" emission parts)

- or any part designated for "off - road use only" installed after the Vehicle leaves the manufacturer's control.

-- Examples of such parts include, but are not limited to: lift kits, oversized tires, roll bars, cellular phones

alarm systems, automatic starting systems and performance - enhancing powertrain components.

** Wear and tear items, battery...

** When will my extended warranty begin and end?

NOTE 1: Your warranty will begin from your vehicle's original in-service date and mileage. This is the date and mileage of your vehicle when it was first sold from the dealer as a new vehicle.

NOTE 2: In Actuality, a 6 year Extended Warranty Plan is really, just a 3 year warranty Plan for the first three years of ownership are fully covered by the Manufacture warranty. A little deceptive as I see it.

NOTE 3: So basically anything you do or replace on your car, Springs, Suspension Braces like BMR, Steeda Stop the Hop Kits, Bread and Butter Kits ETC, Brake Rotor upgrades, Different size wheels, Crank Case Vent Oil Separators, Programming Tunes, Headers, Any Exhaust or manifold changes, Throttle Body mods, Axle replacement, Drive Shaft Replacement, Radiators, Added Cooling for differentials, Replacing suspension IRS Bushings, from the front radius arm bushings, rear Toe links, Camber Arms, Vertical Links ETC, ETC, ETC.

NOTE 4: So If a person wants to purchase an Extended warranty they really need know exactly what “WILL VOID” their warranty plans. For most people who buy a DD and uses it for normal daily family use, these plans would be great. But for people who buy performance Cars, Not So Much as I see it.

For Me, I won’t be buying an Extended Warranty Plan for I have made minor mods in which any of them “WILL” Void the warranty so it would be a waste of my money to buy one to find out the first time I try to use it, they deny for the reasons above. But that's OK for me, I bought my Mustang to have fun with and not worry about related issues caused by my FUN Filled Needs. LOL

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[ice445]

It ultimately doesn't matter that much if you don't go hog wild. I'd be legitimately impressed if an exhaust got a claim denied on a car like this.

 

[shogun32]

What's more interesting is that the Ford Powertrain warranty did NOT cover my broken (probably just seized) throttle-body despite having 2 more years to go. I had to use my Ford ESP and it's $50 deductible.

 

[Stymee]

I’m struggling with this now, I have a convertible. 7 months left on the 3/36 and can buy an extended for a GREAT PRICE now

I have 2 years left on the powertrain

So, should I purchase a 2/20 just for piece of mine? My car is Bone Stock by the way, I worry about the convertible power mechanism failing and that may cost $$$ not to mention AC, electronics too

 

[KingKona]

That's all well-known information.

But you're incorrect on one thing; the warranty cannot be voided, but specific warranty claims can be denied.

 

[Cobra Jet]

The other thing I always state in these type of thread about Ford ESP or any other Extended Warranty:

Always, always, a-l-w-a-y-s read the FINE PRINT of what is NOT covered in the plan BEFORE you even entertain the sales push to sign for it. There are so many things NOT covered, that it's not if you need to use the plan, it's WHEN you use It and then find out on the spot your $1,500 LED headlamp isn't covered... but you thought it was because you bought what was sold as an "all encompassing" plan....

HVAC, LED head/tail lamps and electrical components (APIM, BCM, PCM, TCM, etc) are the biggest ticket items aside from Powertrain that are the most expensive cost of repairs today with modern vehicles.

The Ford new car 3/36 covers EVERYTHING for the first 3yr/36k, whichever comes first.

The 5/60 Powertrain runs concurrently with the 3/36. So whatever happens during the first 3/36 falls back on the new car 3/36.... Then after the 3/36 expires, you would still have 2yr/24k miles where the Powertrain is still covered (engine, trans and rear). Believe it or not, the Ford 5/60 is really comprehensive if one takes the time to read everything that IS covered per the Owner's Manual.

Emissions is 8/80, again whichever comes first but also runs concurrently with the 3/36... Even this coverage is pretty comprehensive.

----

Read ALL the fine print and ask questions... If buying a brand new car and an ESP, that ESP starts as of the vehicle purchase date and will run concurrently with the 3/36 and 5/60's - not many sellers of such warranties will tell consumers that fact.

If the ESP is for a used car, it's been said on here that those start as of the purchase date of the ESP. *** CHECK with your plan provider BEFORE signing about the actual start date of the ESP!

The bigger question should be:
Will you run out at miles or years first with any Warranty? An Extended Warranty won't be beneficial to anyone if the car is mostly garaged and sees limited miles - so even though you may have limited miles 5 years goes by quick too... and still ends the warranty.

When the ESP runs concurrently with the 3/36 or 5/60, then get the one with the longest length of coverage - such as a 7/100 or 8/120, whatever may be the most current plan.

So it looks and works like this:
3/36 used for nearly all warranty claims during first 3 years/36k miles, whichever comes first.

5/60 Powertrain runs concurrently with the 3/36, so after 3/36 is depleted by miles or years first, the remainder of the 5/60 is left which is 2/24 (again whichever comes first).

Buying brand new car and Ford ESP (and some aftermarket ESP’s) - it will run concurrently with the 3/36 and 5/60. So only AFTER the 3/36 and/or 5/60 is depleted, will the ESP be used for XYZ repairs. FACT (and it’s in the ESP fine print). So take for instance a new car owner bought a 7/75k ESP - from just a Powertrain perspective, what they really bought was a 2/15k if looking at it AFTER the Ford 5/60 expired.

The above is why if buying any ESP (Ford or aftermarket) and planning on keeping a car for at least 5 years, IMO always go with the ESP that has the longest term available, otherwise you're just tossing your cash in the trash.

 

[junits15]

If you buy an extended warranty its in your best interest to do exactly nothing to your car. This is true for every car.

The companies that service extended warranties look for any excuse to deny. Even simple things like ambiguity in oil change intervals.

 

[Stymee]

I keep cars 30-36 months. My cars a 19 with 8k miles on it. I still think buying another 2 year ESP is worth it because in 7 months I wont have any warranty on the power top, electronics, ac etc

Just the powertrain
After 30 more months I get rid of it, with 28k miles, it will be a good used well taken care of Mustang GT for someone else

By then I’ll prolly have somekind of fast EV (Tesla Model 3 Performance)

 

[WItoTX]

I wouldn't trust a word they said. Read the extended warranty itself and it tells you what is covered.

 

[Ock]

it just depends on dealer and your relationship w/them. for example i had my engine replaced...in the process we found out (i bought used) that car had been tuned and cats gutted. They still replaced the engine at no cost to me. It also depends on what happened, my issues were not related but YMMV. GL

 

[Balr14]

Whenever I buy an extended warranty, I get one that specifies what isn't covered, not what is covered. That way, no unpleasant surprises.

 

[MAGS1]

I wouldn’t worry too much about exhaust mods (resonator delete, axle back, cat back), heck even FP sells those. Same goes for most of the stop the hop stuff. They’re pretty benign as far as mods go and they have to prove that the mod caused whatever issue is trying to be claimed under warranty. Tuning, FI, catless setups, yeah you’ve just voided parts of your warranty. Although some FI setups do come with their own warranty that replaces the Ford warranty.

 

[Blwnsmoke]

If you buy an extended warranty its in your best interest to do exactly nothing to your car. This is true for every car.

The companies that service extended warranties look for any excuse to deny. Even simple things like ambiguity in oil change intervals.

That's why you only buy a Ford ESP and not a 3rd party.

 

[Blwnsmoke]

The Ford new car 3/36 covers EVERYTHING for the first 3yr/36k, whichever comes first.

Brake pads, Wipers and alignment are not covered for 3/36.

 

[jayhoogs]

Pretty standard stuff. Obviously no one is going to want to take on the responsibility of modifications that aren’t originally intended for the vehicle, the same reason many people don’t want to consider a used car that’s been modified or has unknown history. If you put aftermarket parts and those break, it makes sense the warranty isn’t going to cover replacements. It’s also been extensively talked about that any damage that’s proven to be a result of a modification by the customer will obviously not be covered. It will not, however, “void your warranty,” maybe just specific claims. But if you’re still worried about all the electronics or something like that in cars nowadays, you may still find it worth it as they will still be covered even if you make simple exhaust changes, etc. I have an extended warranty on my previous car that was modified (and it paid off big time), and I just bought one for my new car because I know how it can easily pay for itself in just one trip. Doesn’t mean I’ll be afraid to make any mods though, it’s just part of the consideration of what mods are worth it.

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