Did you take a class or get any instruction ? Maybe the V8 too much for a first track day. In this case, I might be tempted to shop Camaro V6, with the 1LE. I think that comes with manual transmission cooler and differential cooler.... What's important is that I'm alright and just sore. Cars can/will be replaced. Now I need to take a look at those 2019 models.
After. Didn't expect the wheel to be destroyed that much.
I'm looking at it 50/50. If they pay for it, fantastic. I get a new car. If not, I deal with it by buying a cheap beater and use it as a learning opportunity. I chose (or forgot) to not get Track Day insurance. I guarantee that will never happen again.Damn...............
Well, glad you’re able to post about it and you weren’t in worse off shape - vehicles are disposable, some people are not.
As for insurance, any track day, be it a drag strip, auto cross or road race, a vehicle being driven as such is considered exhibition or contest of speed event. Believe it or not, even if wrecking from street racing, most policies won’t cover the car if found that the vehicle was used as such. For those that don’t know, if your policy has that wording already in it, they’re not going to cover the wreck at all. Some people don’t even know what their Auto Policies WON’T cover, or never bother to read the fine print in the declaration pages of the policy.... if some of you don’t know if you’re covered, read up...
When anyone takes their vehicle to a track, they are taking a risk (or chance) that nothing will happen on that day. It’s not a matter of if, it’s when....
I’ve read on other forums a few years back that there are some Specialty Ins. Co.’s that offer insurance for vehicles that will be also used in racing or exhibition of speed events, but that the coverage was not all that cheap either. It’s coverage that would only cover the vehicle while at a track event. I’m not sure of the requirements, but daily driven vehicles used for track events, it’s pretty much insurance on top of insurance.
Unfortunately if there is no loss provision for that vehicle, then it might be best to part it out and use that $ to pay down the note (if it was financed) or use it towards another vehicle. There’s lots of guys looking for a Coyote drivetrain, harnesses, PCM’s, etc for other builds, conversions, etc. Even though the shell is trashed, there’s still a lot of good parts.
Best of luck healing and with a future vehicle.
I live in NY. I have a sneaky suspicion they have to cover you car no matter where you wreck. I called haggarties? (spelling) and they said they wouldn't cover the car if it was ever tracked because by NY state law they have to cover the car. Which kinda makes sense.. they can not not cover you because you are drunk or drive reckless.
Always wondered if you are even liable for paying for damage to someone else's vehicle on the track.
Yeah. I figured you know the risks and if your car gets damaged either from your own actions or someone else, it is your problem and that is why you should get track insurance to cover both situations.
Thank you sir. I hope to get back out there soon. It was good meeting with you too.