Replace windshield or live with badly filled chip?

[koplebob]

Hi yall!!
I got a chip in my windshield about a year and a half ago which I had my insurance fill in within the week (bad idea btw, counts as a claim and impacts future quotes) but i’ve recently noticed it doesn’t really look the same as it did when it got filled, it’s still in total around the size of a dime or even under that, and it’s also totally on the passenger’s side and not in my line of sight at all, but i want to get my windshield tinted (FL sun) and i’m considering getting the whole thing replaced from insurance. they can do it under the same claim since it counts as a failed repair.

i’m just wondering if it’s worth it. they won’t let me fill it twice nor do i want to even try. i’d definitely get OEM glass and they said a ford tech would have to recalibrate the sensors involved with the windshield which they’d also cover, so some input from you guys would be great.

I just don’t think risking leaving the chip as it is and hoping it never develops into a crack after I spend $200 tinting it. I’m also a perfectionist with my car so it’s hard to even know that it’s chipped even with me not being able to see it, but i also don’t know how to feel about swapping the whole dang thing with only 15k miles

Or maybe i’m overthinking all of it and it’s not that serious

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[ORRadtech]

You're overthinking it. Windshield replacement really isn't that big a deal. And if the insurance company is going to replace it under the same claim. Being the same claim it shouldn't adversely affect your rates anymore than it already has. You get a new glass and can tint it without any more worry than what we all face driving.
Seems like the smart thing to do.
You say you're a perfectionist so I'm a bit surprised you let them attempt a "repair" in the first place. I wouldn't have and mine is just a DD.

 

[Zrussian13]

If they are going to replace it under the old claim number why are we even talking about this? Get it done!

 

[Paris MkVI]

In Illinois, tinting is allowed on the top six inches of the windshield, provided it is non-reflective. While the term "AS-1 line" is not used in Illinois law, the rule for the top six inches serves the same purpose as a state's AS-1 line, which is to allow for a strip of tint at the top of the windshield.

In Florida, the AS-1 line is used as the limit point for windshield tint.

In both states, the tint must be non-reflective.

If your windshield damage is in the top six inches/above AS-1 line, you would need to replace the windshield for tint application. If it is below six inches, you don't have to replace it. Your call either way as far as replacement in concerned.

 

[Reap]

Replace the windshield, its a no brainer in this case.

 

[AtlasBlueGT]

In Illinois, tinting is allowed on the top six inches of the windshield, provided it is non-reflective. While the term "AS-1 line" is not used in Illinois law, the rule for the top six inches serves the same purpose as a state's AS-1 line, which is to allow for a strip of tint at the top of the windshield.

In Florida, the AS-1 line is used as the limit point for windshield tint.

In both states, the tint must be non-reflective.

If your windshield damage is in the top six inches/above AS-1 line, you would need to replace the windshield for tint application. If it is below six inches, you don't have to replace it. Your call either way as far as replacement in concerned.

I live in Florida and I have my windshield tinted. I guess you are trying to point out that it’s not legal to do in Florida. While you’re right, I don’t think you understand the relentless Florida sun, which makes sense for someone living in Illinois.

In my opinion, I likely would have just had the windshield replaced when it happened. And if you can do it now under the same claim, I would 100% do it and get that windshield tinted.

I’m really surprised that your insurance company would in any way affect your premiums or caused you to pay any type of a deductible. Because take a look at Florida statute §627.7288 which requires insurance companies to cover the full cost of windshield repairs or replacements without applying a deductible, as long as the driver has comprehensive auto insurance. Are you carrying comprehensive coverage?

 

[S550HPP]

Depends on overall condition of windshield if it's pitted and micro scratches replace.

I like to replace with OE when it even gets medium road dust pitting simply because it feels like a new car for very little money realitively.

 

[ORRadtech]

In Illinois, tinting is allowed on the top six inches of the windshield, provided it is non-reflective. While the term "AS-1 line" is not used in Illinois law, the rule for the top six inches serves the same purpose as a state's AS-1 line, which is to allow for a strip of tint at the top of the windshield.

In Florida, the AS-1 line is used as the limit point for windshield tint.

In both states, the tint must be non-reflective.

If your windshield damage is in the top six inches/above AS-1 line, you would need to replace the windshield for tint application. If it is below six inches, you don't have to replace it. Your call either way as far as replacement in concerned.

There's tinting to block light and then there's tinting to block UV.
My wife's cars windshield is completely tinted with a UV blocking film. It makes almost zero difference in the visible light passing through yet protects her interior from the very damaging Georgia sun.

 

[koplebob]

I live in Florida and I have my windshield tinted. I guess you are trying to point out that it’s not legal to do in Florida. While you’re right, I don’t think you understand the relentless Florida sun, which makes sense for someone living in Illinois.

In my opinion, I likely would have just had the windshield replaced when it happened. And if you can do it now under the same claim, I would 100% do it and get that windshield tinted.

I’m really surprised that your insurance company would in any way affect your premiums or caused you to pay any type of a deductible. Because take a look at Florida statute §627.7288 which requires insurance companies to cover the full cost of windshield repairs or replacements without applying a deductible, as long as the driver has comprehensive auto insurance. Are you carrying comprehensive coverage?

I do have full coverage. It hasn’t affected my rates with my current insurer but any time i get quotes for a different vehicle with a different insurer, it does get cited as a comprehensive claim for some reason.

Also they called me today and said that my insurance DIDNT approve OEM glass and would only do aftermarket, so i’m slightly rethinking it. Idk how to feel.

 

[koplebob]

You're overthinking it. Windshield replacement really isn't that big a deal. And if the insurance company is going to replace it under the same claim. Being the same claim it shouldn't adversely affect your rates anymore than it already has. You get a new glass and can tint it without any more worry than what we all face driving.
Seems like the smart thing to do.
You say you're a perfectionist so I'm a bit surprised you let them attempt a "repair" in the first place. I wouldn't have and mine is just a DD.

I didn’t really know at the time, it was my first time having a chip and I also didn’t realize i should’ve just gone out of my way to pay for that one out of pocket. So i learned a lot lol

The glass guys called me and said my insurance didn’t approve OEM and would only do aftermarket. I know that means no Ford logo on the glass, which I kind of care about but in reality, boo-hoo.

 

[ORRadtech]

If the insurance won't cover OEM glass and you really want it ask the glass people if you can cover the difference.
FWIW I have Safelight glass in my Mustang and it's been fine. I did miss the logo but compensated by getting a running pony decal of the same size in a color to match the car for that spot.

 

[Paris MkVI]

There's tinting to block light and then there's tinting to block UV.
My wife's cars windshield is completely tinted with a UV blocking film. It makes almost zero difference in the visible light passing through yet protects her interior from the very damaging Georgia sun.

A very valid point, my friend - well said.

Speaking practically about tint on windshields, I just wouldn't want to get constantly pulled over and warned - or ticketed - for dark windshield tint. Our Mustangs can sometimes be LEO magnets. But if a UV shield went largely unnoticed, I would certainly consider that as a possibility.

State troopers in Virginia have an "open door" policy - if they open their door, you're getting a ticket.

 

[melwff]

Hi yall!!
I got a chip in my windshield about a year and a half ago which I had my insurance fill in within the week (bad idea btw, counts as a claim and impacts future quotes) but i’ve recently noticed it doesn’t really look the same as it did when it got filled, it’s still in total around the size of a dime or even under that, and it’s also totally on the passenger’s side and not in my line of sight at all, but i want to get my windshield tinted (FL sun) and i’m considering getting the whole thing replaced from insurance. they can do it under the same claim since it counts as a failed repair.

i’m just wondering if it’s worth it. they won’t let me fill it twice nor do i want to even try. i’d definitely get OEM glass and they said a ford tech would have to recalibrate the sensors involved with the windshield which they’d also cover, so some input from you guys would be great.

I just don’t think risking leaving the chip as it is and hoping it never develops into a crack after I spend $200 tinting it. I’m also a perfectionist with my car so it’s hard to even know that it’s chipped even with me not being able to see it, but i also don’t know how to feel about swapping the whole dang thing with only 15k miles

Or maybe i’m overthinking all of it and it’s not that serious

I had a windshield replaced by Safelite. They do the calibration, dealer not required.

 

[koplebob]

I had a windshield replaced by Safelite. They do the calibration, dealer not required.

Roger that, did you get the aftermarket or oem glass? they just said i’d have to pay $250 out of pocket to get OEM

 

[koplebob]

If the insurance won't cover OEM glass and you really want it ask the glass people if you can cover the difference.
FWIW I have Safelight glass in my Mustang and it's been fine. I did miss the logo but compensated by getting a running pony decal of the same size in a color to match the car for that spot.

$250 to cover the difference. Not sure if it’s worth it, more than i thought it would be. they must get that aftermarket glass dirt cheap

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