Insurance Quote

[ForTheHordeKT]

About $1300, every 6 months here. Comes to $215 a month. I was doing $135/month for my '06 GT.

Probably shop around a bit, Geico quoted me $113 a month on their site but the guy who slapped my clearbra on for me also does some body work and he was advising me against Geico when I mentioned it, just shooting the breeze while he was applying the clearbra in his shop. He told me when he deals with Geico they always try to get him to cut a million corners while he works on their clients' cars and he tells them "This is what it's going to take to do it right and either it is what it is and I'm doing it right, or you can go to someone else." Good on him for doing the right thing, but the thought makes me cringe when I start looking at some of the cheaper policies out there now should something happen.

I might just shop around and pull the trigger on something cheaper still though. I mean if the absolute worst happened and my car got totaled, and I got some sketchy-ass policy that wouldn't pay out enough to pay my loan off, that's why I just went ahead and paid the extra $700 or $800 on my loan for GAP. But I'd just hate to get the cheapass sketchy treatment if it came down to having to repair some damage inflicted.

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[tcman54]

I am 53 years old, retired and have a perfect driving record, on my brand new ecoboost I pay $1,000 a year to State Farm.

Terry

 

[Khyber]

some of yall pay wayyyyyy to much or pricing in your state flat out sucks.

 

[stresstest]

This thread is full of useless replies when folks aren't saying who the carrier they went with is... Brag the rate but say nothing of the insurer.. SMH

$1,142.84 a year
State Farm
WA state
47 clean record

 

[wildcatgoal]

Progressive. Have 1 ticket on my record but no points associated with it - ridiculous price I pay but... $860 / 6 months. 500/500 deductibles. Full coverage with the highest benefit for everything. Can't tell you how many legit stories of fake "neck pain" I've been exposed to in Atlanta including a co-worker who is suing someone who clearly just made a mistake, and I expect my insurance to be handling that kind of crap for me. I hope.

 

[Cobra Jet]

Jesus Christ!!! I am married and over 40 years old, NO lapse in coverage, no tickets or accidents for over 8 years and so on. Just got a quote for over $6500 a year with 300/100/300 and uninsured driver also. With a Corvette and Nissan truck I was paying $2200 a year. They told me that the Mustang GT is the reason it is so high!! :frusty:

I am in Texas. With my Nissan and Corvette Grand Sport I was paying $160 a month with awesome coverage. This Mustang is getting sold.

So wait...

You have had the vehicle but are just now seeing or receiving the insurance statement with that vehicle's insured values????

Something just is not adding up.

I mean, before a vehicle is added to ANY policy - the customer always has to go through a rigorous Q&A session and provide the exact VIN to the Ins. Agent before a policy is even considered or initiated on said vehicle... The Ins. Agent then offers said quote to Customer and if they don't agree, no policy is written and the Customer can shop around elsewhere. Only after the Customer agrees to the quote is when a policy is executed. And yes, I have relatives in TX and know the Ins. Co's out there operate the same as most other States regarding the quote/insure process.

 

[Shouldhavegotthegt]

This thread is full of useless replies when folks aren't saying who the carrier they went with is... Brag the rate but say nothing of the insurer.. SMH

$1,142.84 a year
State Farm
WA state
47 clean record

This thread is useless anyway. Rates vary between states greatly. Insurance companies use a million factors to determine why you pay one price and I pay another. Credit is one of the biggest factors, then comes area, driving history, marital status, etc.

It's like asking what you paid for your house. I live in Phoenix so I got a brand new house that's 1700 sqft in a gated community for $129k. You ask someone in DC or NYC and they get a 500 sqft studio for $450k. It's all relative to where you are.

 

[BiloxiFun]

State Farm, Coastal MS
1650.xx a year
500 deductible
Full Coverage

For Mustang GT Premium Performance Package and a Honda Accord V6.

Uninsured driver is what drives my premium up .. damn meth heads.

 

[SBLee29]

25y/o clean driving record. Geico $270 a month.......and that's after a 10% discount from a defensive driving course. Some of you shouldnt complain *sigh*

 

[ScottsGT]

some of yall pay wayyyyyy to much or pricing in your state flat out sucks.

Hey, I'm across town and my rates for 3 cars with a teenage driver is just under $1700 for 6 months with GEICO. Full coverage on my wife's 2013 Pilot, on my '15 GT and liability on the daughters old Honda CR-V.

I had Travelers for years, but got dropped because of three incidents in the past few years. First was a hail storm that did $5000 damage to the Pilot, next was my '95 GT got rear ended and the woman didn't have insurance so Travelers had to pay out. And the last was when my son let his friend crank up my '15 when it was only 4 days old and he launched it into the garage door frame.
No bad driving, just circumstances beyond my control.
Progressive wanted DOUBLE what GEICO wanted. Farmers, State Farm and Allstate wouldn't touch us.
Hopefully the bad luck streak is over for a while.

My 20 yo is also $1700 for 6 months with his '95 GT. I should have put him in a Prius for having such a bad driving record. One more ticket, and it's on him. As long as he is in school, we will help him out.

Biggest change came last year when insurance companies quit putting drivers on certain cars, but now my GT's rates are based on my 17 yo daughter getting behind the wheel, even though she cannot even drive a manual trans.

 

[daltron]

Geico
27 year old female and 29 year old male
Clean records
2015 Escape and 2016 Mustang GT
Both cars 15K+ miles a year
$250/$500 Deductible
Whatever Geico's max coverage is and $1,000,000 injury
$186 a month with the new renewal, was $225~ a month when I added the GT in November 2015

Probably shop around a bit, Geico quoted me $113 a month on their site but the guy who slapped my clearbra on for me also does some body work and he was advising me against Geico when I mentioned it, just shooting the breeze while he was applying the clearbra in his shop. He told me when he deals with Geico they always try to get him to cut a million corners while he works on their clients' cars and he tells them "This is what it's going to take to do it right and either it is what it is and I'm doing it right, or you can go to someone else." Good on him for doing the right thing, but the thought makes me cringe when I start looking at some of the cheaper policies out there now should something happen.

They've always been great to me. I take all my cars to the same body shop, a local Ford dealer owned body repair shop. I've taken them Ford's and a Chevy and I've never had a problem. Sorry to hear that man.

 

[Nylesw]

2016 gt premium $960 per year 250 comp and collision plus free towing and rental car. I feel like my rate is high. But after reading this maybe I better shut up.

Someone complained about not listing insurance, State Farm

About $1300, every 6 months here. Comes to $215 a month. I was doing $135/month for my '06 GT.

Probably shop around a bit, Geico quoted me $113 a month on their site but the guy who slapped my clearbra on for me also does some body work and he was advising me against Geico when I mentioned it, just shooting the breeze while he was applying the clearbra in his shop. He told me when he deals with Geico they always try to get him to cut a million corners while he works on their clients' cars and he tells them "This is what it's going to take to do it right and either it is what it is and I'm doing it right, or you can go to someone else." Good on him for doing the right thing, but the thought makes me cringe when I start looking at some of the cheaper policies out there now should something happen.

I might just shop around and pull the trigger on something cheaper still though. I mean if the absolute worst happened and my car got totaled, and I got some sketchy-ass policy that wouldn't pay out enough to pay my loan off, that's why I just went ahead and paid the extra $700 or $800 on my loan for GAP. But I'd just hate to get the cheapass sketchy treatment if it came down to having to repair some damage inflicted.

I just had my truck repaired and the auto shop we used was partnered with state farm, they say State farm is good because they will only allow them to us OEM parts and they have a lifetime warranty on the work when you use their "preferred" choice. I'm not a fan of taking it to who they want but in this case it was the same place I would have anyways and the manager assured me they are very good with them due to the OEM spec replacement. Just trying to give some useful info on my experiences with actually having to use the insurance.

 

[timd38]

62, pleasure only, $500 deductible, $553.20 a year. My C6 Corvette is $449 a year.

2014 Escape is more than the 2016 Mustang ............

State Farm.

 

[ForTheHordeKT]

I just had my truck repaired and the auto shop we used was partnered with state farm, they say State farm is good because they will only allow them to us OEM parts and they have a lifetime warranty on the work when you use their "preferred" choice. I'm not a fan of taking it to who they want but in this case it was the same place I would have anyways and the manager assured me they are very good with them due to the OEM spec replacement. Just trying to give some useful info on my experiences with actually having to use the insurance.

Oh, nice, thanks! Yeah this thread has gotten me to ask around now with people I know who have used some cheaper insurances and actually had to use them. So I appreciate sharing your experience. :cheers: I think I'm going to file that away and go get a quote from them, too. My Allstate agent is pretty cool with our whole family, and he's the type to hook you up with some discounts that others might go "Eh....I don't know about all that." He did something to my plan where when initially I had talked to another chick in the office about changing out this car it was like she was setting up a brand new plan, it was going to make me front a $530 payment and then give me $200-something payments the following months ($230? 250? I can't remember the exact amount). And she was saying that it wouldn't let her start the plan unless I set up autopay with them. Let me tell you something about autopay... I HATE it. I don't trust it, and more than likely I'm going to pay the damn thing a week early anyways because the same day payday hits, I want that money gone and out of my account so I don't have to sit there and do all this math subtracting out a bunch of payments that will be coming before next payday. This guy said piss on the $530 down, piss on your autopay, and I got your premium down to $215 each month. He did hook it up a little bit, but he could only do so much and Allstate is Allstate.

 

[CB]

insurance company must have mis understood and thought this was Jesus Christ getting a quote on insuring the holy grail

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