Inthehighdesert
Well-Known Member
I just did this in the last week on my HE Cftp. I ran it through Ford for ease and quickness. The dealer will have to pay the bump back to Ford if its paid off in the first 90 days. Some lenders its six months. Even when I was a dealer I never had a lender that was more then six months on the backend bump. Iāll switch mine to the local credit union as soon as I get the tags. Probably 45 days or so to get the tags. You do not have to keep the loan and can refi it whenever. The extra inquiry doesnāt hurt your credit, its not a big deal. I wasnāt concerned about the couple bucks difference for a few months. Compared to what these cars cost its a pittance. I just didnāt want to lose the car, got them to come off there adm quite a bit.
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