302@12psi
Well-Known Member
Just using a quick compound calculator if you took the 1,400-ish for the Flood 8/125 and put it into an account that would get 10% you'd have over 3k in 8 years. Are you likely to spend 3k on repairs in 8 years that the warranty would cover? Probably not. But if you need a motor, AC repair (or two), tranny, etc then that's ate up. It's also assuming all the money stays in the account getting interest the entire 8 years. That's putting the money in their day one. If you want till your 3y/36k is up you'll have less.Factory warranty only. If it breaks so be it, I will get it repaired. Put that money somewhere else where I can see a return on investment.
You pay now and hope nothing happens but if you need a repair or a total of repairs over 8 years that cost more than 3k the warranty makes sense. That's assuming an relatively easily obtainable 10% interest.
Obviously Ford isn't in the business of losing money on these warranties. But there is also a reason they give 3y/36k and not a 8y/125k with the sale of the car.
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