RocketGuy3
Well-Known Member
Yeah, at the time I was thinking I MIGHT want to buy a new house, so I should keep my "bad debt" and debt-income ratio low. It was a trivial difference, though, and wasn't really necessary. Then soon after, my wife and I decided we were happy where we are (even before interest rates mooned).I agree, at 1.95% its almost free money. However, you got a payment you like. Also the car in the current used car market his holding its value so pretty good.
I think a part of me was just averse to aggressively investing anymore money at the time, too... Anyway, whatevs, spilt milk. /lifestory
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