$466.35 a year for Insurance

[Rock&Roll]

$466.35. a year at American Collectors Insurance.

I''m pretty excited and had to tell someone ... lol


My baby

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[Skye]

https://www.mustang6g.com/forums/threads/big-insurance-increase-state-farm-anyone-else.187963/

So many variables involved. I am happy for anyone seeing lower premiums or great pricing.

After years of significant increases, my insurance products seem to have plateaued.

 

[Tripp051420]

I pay nearly that per month. I need to stop getting speeding tickets

 

[Rock&Roll]

https://www.mustang6g.com/forums/threads/big-insurance-increase-state-farm-anyone-else.187963/

So many variables involved. But I'm happy for anyone seeing lower premiums or great pricing.

After years of significant increases, my insurance products seem to have plateaued.

I'm still under State Farm for 4 more days @ $1319 a year .

I'll be saving $853.

I pay nearly that per month. I need to stop getting speeding tickets

Yeah I've got a clean license, cars is garaged and I'm an old geezer but I'm a Rockstar Musician with cool vehicles that are paid off. Life is good until it ain't

 

[Silver Bullitt]

I didn’t get as favorable results entering same coverages as through State Farm, but still about $200 per year cheaper. I’m 62 with clean driving record and excellent credit driven about 4K miles per year. Appreciate the info.

 

[Tripp051420]

I'm still under State Farm for 4 more days @ $1319 a year .

I'll be saving $853.



Yeah I've got a clean license, cars is garaged and I'm an old geezer but I'm a Rockstar Musician with cool vehicles that are paid off. Life is good until it ain't

I’m in my 20’s, married, kids, own a house, great credit. Multiple speeding tickets in the mustang .
Age and tickets most definitely are not helping. The area I live in is known for very strict policing. It’s a pretty safe area so the police focus on handing out tickets for going 5mph over the limit.

 

[Wolfys11]

Remember location plays a big part in price costs

 

[Rock&Roll]

I’m in my 20’s, married, kids, own a house, great credit. Multiple speeding tickets in the mustang .
Age and tickets most definitely are not helping. The area I live in is known for very strict policing. It’s a pretty safe area so the police focus on handing out tickets for going 5mph over the limit.

1st month I had my Mustang in 2016 I got a speeding ticket . I was like wtf did I do and why did I buy this car :(

Then I put in a radar detector and I use Waze. Haven’t go a ticket since. Don’t listen to people that say Radar detectors don’t work cause they do. Saved me from at least a dozen tickets. I never speed unless someone is in front of me so I get the alert and slow down. Waze just tells me where they are. Worth the investment and all those alerts make you slow down anyways

 

[Rock&Roll]

Remember location plays a big part in price costs

True but I’m in New York and everything is ridiculously overpriced

 

[cerbomark]

$466.35. a year at American Collectors Insurance.

I''m pretty excited and had to tell someone ... lol


My baby

what is the cars stated value for a loss? I tried online quote for them and it was awful at a $50K value.

 

[PonyLance]

$466.35. a year at American Collectors Insurance.

I''m pretty excited and had to tell someone ... lol


My baby

I'm pretty close to your price too. $488/yr. It's listed as low total mileage per year. Guess that helps.

 

[ralph7]

Don't bother unless you barely drive it like to car shows and such.

 

[Skye]

I'm still under State Farm for 4 more days

https://newsroom.statefarm.com/state-farm-general-insurance-company-update-on-california-2-2025/

Ya, State Farm is not in a good place right now.

I believe the pause in increases our area has been experiencing is only temporary. For the last few years, the industry as a whole has been re-pricing risk. Now, the greater instance of significant, yearly events (see HI and the Pacific NW, then NC, FL and CA), coupled with people driving in ways I never thought would become "normal" is going to push them higher on the next leg up.

It'd be nice if I was proven wrong.

YMMV.

 

[Rock&Roll]

what is the cars stated value for a loss? I tried online quote for them and it was awful at a $50K value.

I told them $26k.

Don't bother unless you barely drive it like to car shows and such.

I do about 1k miles a year on the Mustang. They give you a 2500 mile allowance that you can increase easily if needed.

I've got a GTI that is my daily. Smaller, easy to park, better on gas and easier to transport the grandkids, dog and haul gear to gigs. I also have Harley and the wife has a Tesla 3. All fun vehicles to drive.

 

[Paul McWhiskey]

AAA thought that they were going to clip me for $2700 this year. I said Nah! Haggerty is charging me $700, no mileage limit, and an agreed upon value of $41k.

also insured the RV for about $400/year less. As you can see I am totally impressed with how AAA treats their 25 year customers. My truck will be 25 years old in November so AAA will be losing that, too. Because I am a loyal customer.

I have said it before, the insurance industry is legalized racketeering.

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