Third party warranty - update

[Mustang5ohMan]

I still suggest contacting Fidelity about their platinum extended warranty. The advantage to that is it spells out what they do not cover, so there is no ambiguity when a claim is made. Always try for this type of extended warranty if you can get it. When you mostly buy used German cars, you learn real fast about extended warranties.

fidelity?

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[Interceptor]

Fidelity, fine company.

 

[Elp_jc]

People should stop calling SERVICE CONTRACTS 'extended warranties'. They're NOT . But yes, the exclusionary ones are much less misleading indeed. But ALWAYS READ the entire fine print of any such contract. Some pro-rate everything, or have some other undesirable conditions, making them basically useless. Sneaky businesses. Remember you're dealing with insurance companies ; they're always happy to take your money, but things can change when there's a claim.

 

[AGM2018]

People should stop calling SERVICE CONTRACTS 'extended warranties'. They're NOT . But yes, the exclusionary ones are much less misleading indeed. But ALWAYS READ the entire fine print of any such contract. Some pro-rate everything, or have some other undesirable conditions, making them basically useless. Sneaky businesses. Remember you're dealing with insurance companies ; they're always happy to take your money, but things can change when there's a claim.

I haven't had a Ford ESP, or a third party warranty, on any my Ford cars, so I can't say if the dealer's may/might try to be "sneaky" and deny a warranty claim. I can, however, comment on extended warranties purchased directly from the manufacturer in general. I had an extended warranty (purchased through Nissan) on my 2011 Nissan Altima 3.5, which I used on multiple occasions...and every Nissan dealership...in various states...never questioned the warranty whatsoever. The work was done, I signed the work order and that was it.

In fact, I have a "Platinum Level Extended Warranty" on my current 2016 Nissan Maxima SR; I used it today at my local Nissan dealership to have the front collision sensor(s) and the rear parking sensors looked at. The dealership ran two diagnostic tests on the sensors ($70.00 per test, according to the paperwork) and found the sensors were functioning "normally"...they just needed to be reset and calibrated. I signed the paperwork and owed ZERO. IF Ford's ESP Warranty works like my Maxima's warranty, as long as it is purchased (like mine on my Maxima was) before the car's original 3 year/36K mile warranty expires, it would be worth having , in my opinion. My Maxima's warranty cost me 2K and is good until September 2024 or 100K miles (my car is at 31,5XX now). EVERYTHING on my car is covered, with the exception of "consumable items:" tires, wiper blades, belts, and hoses. Even the rubber molding around the doors, plastic trim in the car (window up/down buttons, ect), the leather/alcantera seats and even the factory CD player.

For consumers who keep their cars for long periods of time, like me, extended warranties purchased through the manufactuere (Nissan, Ford, etc) are, again in my opinion, worth the cost for the protection and "peace of mind" provided. YMMV .

 

[Elp_jc]

I haven't had a Ford ESP, or a third party warranty, on any my Ford cars, so I can't say if the dealer's may/might try to be "sneaky" and deny a warranty claim.

To be clear, this thread is about THIRD PARTY WARRANTIES, not the Ford ESP, which I don't consider 3rd party, since Ford backs it up. It's not exclusionary, but I haven't read about ANY issues getting coverage without justifiable reasons since 2018, when I bought the F-150 (which I traded for the Bullitt). If I was to buy any such service contract for the first time in my life, I'd only consider the ones backed by the manufacturer, like in this case, the ESP.

 

[SlowWhite]

I originally started this thread about third party warranties because at that time I didn’t know I was eligible for Ford ESP being the original 3/36 was expired.. I was glad to hear that they could still offer me some coverage which I finalized today getting today..

 

[AGM2018]

To be clear, this thread is about THIRD PARTY WARRANTIES, not the Ford ESP, which I don't consider 3rd party, since Ford backs it up. It's not exclusionary, but I haven't read about ANY issues getting coverage without justifiable reasons since 2018, when I bought the F-150 (which I traded for the Bullitt). If I was to buy any such service contract for the first time in my life, I'd only consider the ones backed by the manufacturer, like in this case, the ESP.

Elp_jc,

I understand that this thread is primarily about Third Party Warranties; however, I wanted to share my thoughts and experiences on extended warranties with which I am familiar with, as well as their merit, in my opinion. I agree with the majority of the responses in the thread that Third Party Warranties may present difficulties to the purchaser down the road, if the specifics of the warranty aren't explicitly defined in the extended warranty contract. And as you said, to be safe, rather than "sorry", purchasing an extended warranty from the car's original manufacturer is always, in my opinion, the best option. YMMV.

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