Financing

[GoBlues38]

yet BC I'm afraid with my 650 (horrible I know) I can't get it. So I'm over here biting my nails type deal.

Smh.
Anyone else have "low" credit and get the car no problem? Don't feel like trying if I have 0% chance.

650 is not "horrible", but you are correct. The 0% deals wont be coming your way.

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[TheFaulk]

650 is not "horrible", but you are correct. The 0% deals wont be coming your way.

I wasn't saying 0% financing lol. I'd be content with a payment under $550

Would be around 9/10%

I just don't want to waste my time even trying if it's too low to even get one is what I was saying lol.

 

[Chameleon]

As others have said get with a credit union asap.

 

[Khyber]

Who are you insured with? I'm sure being married helps, but I just got my 6mo bill in the mail for $660 for $500/250k

state farm. yeah married, house, two cars, jewlery, and tenured customer discount... been with them since I was 15... they so damn cheap by several hundreds of dollars on everything, I ain't leaving lol

 

[Pootie_Stang]

Texan CU; 1.9% for 60 months; 15k down no trade; payment is about $380 a month

 

[blue87turbo]

credit union will offer between 1.25% and 1.75%

Like everyone is saying, go with a Credit Union. Heck, Penfed is offering 0.99% these days. It's only on a 48 month loan, so it won't work for everyone, but that's gonna be the sweet spot for me

 

['Merica]

state farm. yeah married, house, two cars, jewlery, and tenured customer discount... been with them since I was 15... they so damn cheap by several hundreds of dollars on everything, I ain't leaving lol

Nice! I need to get hitched asap! haha jk

 

[113]

After my trade-in (or privately selling) and putting down around $8k I expect a $200-250/month payment for 72 months, which I'm going to whittle down to a $150/month payment within ~6 months of owning the car as I'll be throwing everything at the car payments for those first months

 

[Rypkr937]

$5k down, 2.09% for 72mo put me at $563.xx month with tire and wheel warranty.

 

[Pootie_Stang]

After my trade-in (or privately selling) and putting down around $8k I expect a $200-250/month payment for 72 months, which I'm going to whittle down to a $150/month payment within ~6 months of owning the car as I'll be throwing everything at the car payments for those first months

What kind of interest rate are you expecting? Lol

I do finanacing; with only 8k down on a ~37k Premium @ 72 months youre looking at ~$400 a month to be honest

 

[Wolfman625]

Am lucky anof to have been able to purchase mine cash at 22. So only payment is insurance (not to bad for married and millitary) just paid off my truck to

 

[BCeagle08]

72 months @ 3.99%. Once I get my account information from Ford Credit I'm going to refinance with a credit union and hopefully get something in the 2s. If I'm really lucky I'll get something below 2%...

 

[Cars_1959]

My stomach is turning looking at these payments lol. Anything over $400 is high to me.

Don't give up you may be able to lease one in your monthly bracket. Modding may be prohibited but despite the popularity, you don't have to.

I may be able to move over, in 3 years, to a GT 350 so I filled out something online and got 4 phone calls in 15 minutes, all saying yes.

Leasing has ticked up tremendously in the last 3 years because of the economics of car ownership and the number of vehicles being sold.

Don't let them tell you you can't lease a GT. Bad info. There are just no special Leasing programs, so far. X plan puts you back in contention and the X Plan gives you a break.

For your monthly, I'd think Eco Boost, PP, X-plan and how important is Modding to you. In this Forum, major and minor mods almost seems standard but that is not what all Mustang owners will do. Many like me just want The Beast for a very cool DD.

I think you could get what you want through a lease program. Gotta Mod her when she comes in, forget it unless you'd be willing to make it stock for turn in.

Ford brought this great car into the modern realm of sports cars and hopefully will get how much $$ they are leaving on the table.

Good luck and Happy Trails, errr I mean driving.

 

[mustangs]

Had a deaI in place for $464 with a 6K downpayment and around 6K in worth for my trade in. Was 0% through Ford financing.

How did you get 0% through Ford? The dealers I've been in contact with say that's not possible right now on the 2015 Mustang.

 

[CJ4life]

How did you get 0% through Ford? The dealers I've been in contact with say that's not possible right now on the 2015 Mustang.

Might be a Canada only thing.

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