0% for 84 months Financing on 2019 Mustangs (not including GT350)

[Mustang5ohMan]

EB == garbage is total nonsense. It's more fun to drive/toss around than the GT IMO.
@DarthMalice what are you looking for? Koons Falls Church finally got serious about getting rid of their '19 Bullitt. It's down to 42k asking on 53.5 msrp.

Bullitt is a fanatics car... too me it’s looks horrible my neighbor around here has 1.

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[Mustangpursuit]

Bullitt is a fanatics car... too me it’s looks horrible my neighbor around here has 1.

I guess if it is the black version, 42K would be a steal and not too much of a fanatics car

 

[pike1346]

Thats a long time to pay on a car..not sure I would go for a term that long.

Same here. Won't go over 60 months, or I just will not buy it. Not going under water for many years from a loan. Lose your job in year 3, 4. or 5 on a 84 month loan for a Mustang, and you are under water. Some people don't care about things like that; unfortunately, I do. Sometimes I wish I lived care free, I would go buy a GT350R today.

 

[FordBlueHeart]

Same here. Won't go over 60 months, or I just will not buy it. Not going under water for many years from a loan. Lose your job in year 3, 4. or 5 on a 84 month loan for a Mustang, and you are under water. Some people don't care about things like that; unfortunately, I do. Sometimes I wish I lived care free, I would go buy a GT350R today.

Maybe some people care and are smart enough to know how to manage their money and still finance it for 84 months because it's free money! Or they already know that you're under water on a 5 year note for the first 3 to 3 1/2 years.

 

[shogun32]

Sometimes I wish I lived care free, I would go buy a GT350R today.

If recent history has taught us anything there are no negative consequences. Just close your eyes and pound the table that it's so, and it shall be... heh.

Or they already know that you're under water on a 5 year note for the first 3 to 3 1/2 years.

Or buy the car at 15-20% MSRP off the dealer floor to begin with and if by your first anniversary you're loan balance is 30% off MSRP you're all caught up. A long-term zero rate just allows you to put what you should be paying in monthly (ie. a 4yr, at most 5 yr note) aside to earn useful interest. Ie. if the 7yr payment is 300 and the 4yr is 600, invest the 300 each month and even if it's just US Treas paying 2% you're earning money.

 

[wazslow]

Maybe some people care and are smart enough to know how to manage their money and still finance it for 84 months because it's free money! Or they already know that you're under water on a 5 year note for the first 3 to 3 1/2 years.

The money is not "free" when you give up money in factory rebates in order to get the 0% financing.

 

[DarthMalice]

EB == garbage is total nonsense. It's more fun to drive/toss around than the GT IMO.
@DarthMalice what are you looking for? Koons Falls Church finally got serious about getting rid of their '19 Bullitt. It's down to 42k asking on 53.5 msrp.

Orange pp1, AT, 401a, magneride, active exhaust. Bullitt is out due to MT.

 

[hossman]

Got 0% on 19 Roush Stage 3 and killer dealer discount too!

 

[shogun32]

Orange pp1, AT, 401a, magneride, active exhaust. Bullitt is out due to MT.

https://capitalfordcharlotte.com/vehicles/2020-ford-mustang-gt-premium-20fm1703-1fa6p8cf6l5151703

 

[shogun32]

Got 0% on 19 Roush Stage 3 and killer dealer discount too!

what percentage off? I've run across a few of those lately.

 

[hossman]

Sticker was $77,839 and I got it for $64106 and 0%

 

[Mustang5ohMan]

Sticker was $77,839 and I got it for $64106 and 0%

that’s not bad... they have one discounted here not sure what sticker is but it’s a 2019 and they want to sell it for 65k also... might go ask them to do 60k with 0%

 

[FordBlueHeart]

The money is not "free" when you give up money in factory rebates in order to get the 0% financing.

You are somewhat correct, but not if you look at the overall picture. If you figure out what interest costs are in both scenarios you might finally be picking up what I'm putting down.

 

[Mustang5ohMan]

You are somewhat correct, but not if you look at the overall picture. If you figure out what interest costs are in both scenarios you might finally be picking up what I'm putting down.

yeah on a car let’s say you finance around 35k. And you get between 3-4% on an 84 month that can be around 4-5k in interest if you pay the vehicle the full term. These are just rough numbers, but the concept is applied.

 

[FordBlueHeart]

yeah on a car let’s say you finance around 35k. And you get between 3-4% on an 84 month that can be around 4-5k in interest if you pay the vehicle the full term. These are just rough numbers, but the concept is applied.

IIRC, when I did the math it was $100/mth more taking rebates and going conventional finance through bank or Credit Union versus 0% special finance w/Ford Credit.

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