They didn't even look under the hood. I was the only one who seemed to care about that, but I didn't see anything. Granted I wasn't really looking that hard, either.
If the parts list alone is $12 000. Then just total it and get a new one that is a lot of damage to a Mustang But I'm not sure how you get to that estimate. I though is only suspension damage if there are panels damaged especially at the rear of the car just total it.
Ouch.Sounds like your telling my life story! Rolled my first car at 15 on a dirt road. Ironically, I rolled my second car on the same road (paved now) about 6 years later. They say most accidents happen with in a mile of your home. In my case both of these accidents happened on the road I lived on. No pic of the first car but here was my crx when I was 21. Needless to say lots of drinking was involved.
A full suspension all around isn't cheap. They also want to include the exhaust, rims, and tires. The Borla exhaust alone is $3k.
Yeah, you're probably right in that this is all it comes down to. Lots of good parts for salvage purposes. It's just unfortunate that the insurance company will go that route instead of fixing it, even if it's slightly more advantageous mathematically. It would be nice if the owner of the car had a little more choice in the matter when it's borderline, instead of having to buy it back and fix it after the fact.
An insurance company is a for profit business. Decisions are made based on bottom line financials, with no emotion attached. If the math says they come out better with a total, that's what they will do every time. It sucks, but its the way it works.
Is you insurance going to pay for the Borla? I assumed they wouldn't pay out more than the OEM replacement value.
Unfortunately state law dictates one can't buyback a totaled car unless it's 9 years old or just hail damage. So that forces my hand. I already have a parts list together and I have experience repairing worse (excluding the need to fabricate or do body work) so it's a bummer for me.
Yes, surprisingly. Only one of the bends to the passenger side muffler is dented so realistically that's all that would need to be replaced. I'm sure a call to borla could achieve that. But both the appraiser and body shop said it would be a new one. That alone inflates the price quite a bit.
That does suck. What's the point of that law?
Their way of trying to reduce theft and chop shop work, from what I read. I'd have a better chance tacking on a labor fee and convincing my insurance to let me do the repairs lol.
Full suspension is not that expensive ether. I said that I have a similar hit and 2 rims are like 800$ or so sure tires are another 800$ or so but if you only have cosmetic damage on exhaust etc why change. Regarding other things if there is structural damage better get the check and buy a new one.
It's a little over $6k for springs, struts, shocks, control arms, rims/tires, and all associated hardware. Ball joints, knuckles, tie rod ends, half shafts, hubs, etc. Like I said the exhaust wasn't my call. I argued it wasn't necessary. The body damage is limited to the bumper rockers and rocker panel molding. A screw for the front bumper splitter pierced right through but I'm almost positive that happened after the fact because that wasn't there when I first looked it over.