USAA vs X Plan Pricing?

[Branden]

Anyone have experience with X Plan vs USAA pricing? I'm a member of USAA and the MCOA and I've been comparing them.

X Plan shows 35,118 base + 825 destination charges = 35,943
USAA shows 34,269 base + 825 destination + 644 regional fees = 35,738

What is this "Regional add fee"? I don't think I've ever noticed it before and it's not listed on the X Plan price, unless it's already included in the 35,118. Without that fee, the USAA price would be well below (~$800) X Plan.

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[Wblv17]

it's already included in the 35,118

 

[OH5GT 2 S550]

I was gonna use USAA, but Xplan worked out better for me. With USAA's car buying service a dealer will reply if they have something similar. I had a dealer in Bloomington and Indy reply and they didn't even have a car in stock yet, said they would work a dealer trade. I wasn't a fan of that. So I looked online found a few cars I liked and started wheelin and dealin with Xplan.

 

[Branden]

it's already included in the 35,118

Good to know, thanks!

 

[Phlyguy]

USAA pricing works well if the participating dealer will do just that. USAA is also good if you want to purchase a vehicle but it is still not available yet (they can cut you a dealer electronic check from 2500 dollars up to a certain financed amount for a certain number of years without any questions). The dealer simply fills out the amount financed less any cash deposit or trade in and they send that into USAA. You get your car, the dealer gets paid, and USAA becomes the lien holder. In all, it is best to use x plan if available as well as rebates or incentives get the cost down to minimum and then use USAA to seal the deal and finance your vehicle

 

[OH5GT 2 S550]

USAA pricing works well if the participating dealer will do just that. USAA is also good if you want to purchase a vehicle but it is still not available yet (they can cut you a dealer electronic check from 2500 dollars up to a certain financed amount for a certain number of years without any questions). The dealer simply fills out the amount financed less any cash deposit or trade in and they send that into USAA. You get your car, the dealer gets paid, and USAA becomes the lien holder. In all, it is best to use x plan if available as well as rebates or incentives get the cost down to minimum and then use USAA to seal the deal and finance your vehicle

Pretty much exactly what I did. Really low APR and a good rate on my insurance. Cant complain!

 

[turbofreek]

Base gt? Should be 32125 with the x plan is what i was told for mine. Not the premium gt thats additional.

 

[Branden]

Base gt? Should be 32125 with the x plan is what i was told for mine. Not the premium gt thats additional.

No, that was just the "base price" for a Premium GT, plus fees.

 

[Iggy]

I was gonna use USAA, but Xplan worked out better for me. With USAA's car buying service a dealer will reply if they have something similar. I had a dealer in Bloomington and Indy reply and they didn't even have a car in stock yet, said they would work a dealer trade. I wasn't a fan of that. So I looked online found a few cars I liked and started wheelin and dealin with Xplan.

I'm curious about USAA buying services if anyone knows. The stated price for USAA is for "in stock". If I ordered it, would that be considered "in stock"? I can get xplan pricing but Ford has a $500 incentive for military but it can not be applied to the xplan but it should be able to if I go through USAA's buying service. Anyone know?

 

[Iggy]

Just compared USAA price to XPlan. For my build, MSRP is 47,805. USAA price their displaying is 43,494 and XPlan is 44,862. Add in 500 incentive for military, that brings USAA down to 42,994 - 1,868 lower than XPlan. Am I missing something?

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