codereddew
Well-Known Member
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- #1
I’m cruising down a city street and an elderly lady pulls out of a parking lot, darts across 4 lanes in order to try and get to the other side of the street. Unfortunately, there was no avoiding her and I end up T-boning her car.
Steering wheel, driver footwell, and pillar airbags deployed along with damaged seen here.
i was going ~25mph when I collided with her but fortunately we are both physically okay. She claimed fault at the scene and on the police report so hopefully I don’t have to deal with any BS insurance issues.
Posting this b/c wanted some opinions re: if it’s possibly totaled vs definitely totaled. Also, b/c my soul is crushed and need to vent
2020 GT base 301a package with digital cluster and 8” infotainment screen. 15k miles. This happened in south Texas.
Video after collision:
UPDATE:
The damage repair costs did end up being around $27k. In Texas, insurance companies can decide to repair a vehicle up until the repair costs exceed 100% ACV of the vehicle; however, this isn't a hard fast rule and it's ultimately up to the insurer to decide if a vehicle is total loss (with most companies deeming total loss if repair costs are > 70-75% ACV).
Given that there were quite a few replacement parts on backorder, I ultimately elected to just push for it to be totaled of which my adjuster was agreeable to.
Steering wheel, driver footwell, and pillar airbags deployed along with damaged seen here.
i was going ~25mph when I collided with her but fortunately we are both physically okay. She claimed fault at the scene and on the police report so hopefully I don’t have to deal with any BS insurance issues.
Posting this b/c wanted some opinions re: if it’s possibly totaled vs definitely totaled. Also, b/c my soul is crushed and need to vent
2020 GT base 301a package with digital cluster and 8” infotainment screen. 15k miles. This happened in south Texas.
Video after collision:
UPDATE:
The damage repair costs did end up being around $27k. In Texas, insurance companies can decide to repair a vehicle up until the repair costs exceed 100% ACV of the vehicle; however, this isn't a hard fast rule and it's ultimately up to the insurer to decide if a vehicle is total loss (with most companies deeming total loss if repair costs are > 70-75% ACV).
Given that there were quite a few replacement parts on backorder, I ultimately elected to just push for it to be totaled of which my adjuster was agreeable to.
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