Buying Out of State

[geb78]

based on the statement "Bills of Sale are acceptable in lieu of endorsement(s) on the MCO/MSO" My take is that you need the MSO but in the case the MSO isn't endorsed you can use the bill of sale in conjunction with a non-endorsed MSO.

My MSO was endorsed over to me by the dealer.

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[Shift]

based on the statement "Bills of Sale are acceptable in lieu of endorsement(s) on the MCO/MSO" My take is that you need the MSO but in the case the MSO isn't endorsed you can use the bill of sale in conjunction with a non-endorsed MSO.

My MSO was endorsed over to me by the dealer.

Thanks, going to talk to my sales guy tomorrow.

 

[krt22]

[MENTION=18787]icormba[/MENTION] & [MENTION=16067]krt22[/MENTION]

If you guys financed, did you guys get the manufacturers certificate of origin? Apparently either that, or temp tags(which my dealer's state does not issue), or the title itself is necessary to register the car in CA.

I looked into financing it but it was a bit of a hassle and was going to delay things so I just paid for it outright, I was given the MSO and a 30 day temporary operating permit. You can always finance with the dealer and refinance or pay for it and put a lein on it when you register it

 

[bobmclean]

I just did that exact same thing at Logix Credit Union 1.49% interest best that I have found.

 

[***GT350***]

For those who are in S Cal here, AAA is useless when it comes to getting the paper work done for our out of state purchased vehicle. I'm already a AAA member as my auto and home insurance are with them. Before my car arrived, I called their customer service and walked into one of the local offices, and i received 5 different answers and pretty much of "ehhhh no we can't do it but let me check". Finally a person said "it's involved with Vin verification and we don't do that for new cars".

I gave up on making an appointment because the earliest one is two weeks out, so I walked into a local DMV office without an appointment to try my luck...sure enough I witnessed the worst. The line was extended to the outside of building and it was simply a zoo. I went google and found out that there are companies providing Car Registering Service to the public, just like what AAA offers. Of course, they may not be as reputable as AAA, and you need to do some research on them.

I found a place that is literally less than 10 mins away from my home, walked in with the following:

1) MSO (provided by dealer)
2) Bill of Sale (provided by dealer)
3) Smock Check Certificate (learned that results are now transferred electronically from the smock check place to DMV..welcome to 2016!! lol)
4) A copy of Sales Tax Transaction Return (provided by dealer). This will tell you how much tax had been pay, and to calculate how much more you have to pay. My case is that 9% (CA) minus 6.25% (IL).

Within 10 mins, i walked out with plates and registration in hand. Best 80 bucks I spent in a long time.

There are some states (like Illinois where i got my car) have an Reciprocal Sales Tax agreement with California, which means they will collect sales tax (based on their own local %) and send it to their local DMV. Their local DMV will then transfer the whole amount to CA DMV. All this means that you will have to pay the difference (if any) on tax, PLUS registration (few hundred dollars) when you take care of this.

Besides the buying price, I find that the most important thing is how knowledgeable the dealer (or your salesman) is about all the paper work when you purchase a car from out of state. It's their job to know what to do and provide you with for all the documents, and do it professionally.

 

[Michael86]

For those who are in S Cal here, AAA is useless when it comes to getting the paper work done for our out of state purchased vehicle. I'm already a AAA member as my auto and home insurance are with them. Before my car arrived, I called their customer service and walked into one of the local offices, and i received 5 different answers and pretty much of "ehhhh no we can't do it but let me check". Finally a person said "it's involved with Vin verification and we don't do that for new cars".

I gave up on making an appointment because the earliest one is two weeks out, so I walked into a local DMV office without an appointment to try my luck...sure enough I witnessed the worst. The line was extended to the outside of building and it was simply a zoo. I went google and found out that there are companies providing Car Registering Service to the public, just like what AAA offers. Of course, they may not be as reputable as AAA, and you need to do some research on them.

I found a place that is literally less than 10 mins away from my home, walked in with the following:

1) MSO (provided by dealer)
2) Bill of Sale (provided by dealer)
3) Smock Check Certificate (learned that results are now transferred electronically from the smock check place to DMV..welcome to 2016!! lol)
4) A copy of Sales Tax Transaction Return (provided by dealer). This will tell you how much tax had been pay, and to calculate how much more you have to pay. My case is that 9% (CA) minus 6.25% (IL).

Within 10 mins, i walked out with plates and registration in hand. Best 80 bucks I spent in a long time.

There are some states (like Illinois where i got my car) have an Reciprocal Sales Tax agreement with California, which means they will collect sales tax (based on their own local %) and send it to their local DMV. Their local DMV will then transfer the whole amount to CA DMV. All this means that you will have to pay the difference (if any) on tax, PLUS registration (few hundred dollars) when you take care of this.

Besides the buying price, I find that the most important thing is how knowledgeable the dealer (or your salesman) is about all the paper work when you purchase a car from out of state. It's their job to know what to do and provide you with for all the documents, and do it professionally.

Hey GT350 thanks for posting this. Bought mine in August (TX to CA), still waiting for the registration to complete. Did the VIN and smog tests; if the dealer takes much longer I may just follow your lead. Thanks again for posting this.

 

[***GT350***]

Hey GT350 thanks for posting this. Bought mine in August (TX to CA), still waiting for the registration to complete. Did the VIN and smog tests; if the dealer takes much longer I may just follow your lead. Thanks again for posting this.

Not a problem. Forgot to mention: my dealer FedEx me ALL the necessary paper work as soon the car got picked up by the trucking company, this means I got all the documents BEFORE the car actually arrived. My car arrived on last Saturday pm, and I went to get it smocked on Monday (two days ago) morning....then wasted a f-ing an hour to check out the local DMV....then jumped over to the service company for their service...and still managed to have the registration and plates on the car before 4pm.

Just make sure that your dealer in TX did send out the the paper work. Does Texas have the Reciprocal Sale Tax Agreement with CA?

I have some sort of OCD when it comes to documents, so you can imagine what kind of pain that my dealer had to put up with me. LOL

 

[Zcobra1]

TIP: If you ship, anytime, have the dealer or seller give or fed ex you a key/fob.
Truck driver only needs one. If he loses the key, you have one upon arrival......

 

[aguilar310]

Did anyone finance the car? I am talking to a dealer now and he says that most of the banks he deals with are local and he doesn't think they would want to loan to someone out of state. (i don't see why not)

 

[Shift]

Did anyone finance the car? I am talking to a dealer now and he says that most of the banks he deals with are local and he doesn't think they would want to loan to someone out of state. (i don't see why not)

The dealerships local bank mainly deals with locals, that's true. But I got my loan with chase. Chase called the dealership to verify information and to make sure the dealer put them as a lienholder. Once that was verified, I went to my local branch(I preferred this instead of them direct mailing to dealership), they printed out a cashiers check in the dealers name, and I overnighted it to the dealership across the country myself.

There was an out of state bank with better rates, but they only served locals and state residents. Thats why I went with Chase in the end.

 

[Mach4.6]

Did anyone finance the car? I am talking to a dealer now and he says that most of the banks he deals with are local and he doesn't think they would want to loan to someone out of state. (i don't see why not)

I used BofA, same procedure as "Shift" just spoke of.
Petty much pain free, just apply online.

 

[Michael86]

Did anyone finance the car? I am talking to a dealer now and he says that most of the banks he deals with are local and he doesn't think they would want to loan to someone out of state. (i don't see why not)

I would suggest not relying on a dealership. It would make sense if Ford were offering 0 or 1% interest but that's not the case here. In effect asking the dealer to arrange financing is the equivalent of giving them extra profit at your expense, with nothing going back your way.

With that said please consider arranging your own financing, through a national Bank or a CU. Shop and compare them for the best rates and terms. You will spend time, save money, and you'll be in control of the details. Bonus is you'll have time to think over said details and really consider the total cost of ownership before signing the contract.

 

[rotnroby]

I'm in the process of sending the paper work back to the dealer in WY from here in Nor-Cal, They shipped paperwork overnight with return label
Pretty good experience so far.
Intercity has me on the books for 10 -14 days out with 3-5 here.
Dealer ship did not charge sales tax , which I will do when registering

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