Builder hit the car

[Supersolo]

maybe they are expecting to damage the roof wrap etc.
and maybe they need to tank out to be doing spot welding or something

either way, the place that estimated there is pretty shit - i handed it over to a crash management company now and have asked them to take it to ford. At least that way it'll be somewhere who's used to dealing with it / will have ford factory paint etc. as it looks like a big job

If they replace the rear quarter as seen in the video, it's unlikely they'd need to go near the roof, imo.

Another important point, (forgive me if you already know this).

In the U.K. you have the right to choose who carries out the repair.
The insurer may try to pressure you or incentivise you to use their repair facilities.
However, when I've needed work carried out, such as this.
I've gone to the repairer I choose and trust and the third party's (the builder's) insurer gets the bill.

Don't feel pressured to let a repairer work on your car if you're not convinced about the quality of the repair they will carry out on your car.

@Kristian87 knows about how not all repair shops are created equal.

Good luck.

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[bobpies]

If they replace the rear quarter as seen in the video, it's unlikely they'd need to go near the roof, imo.

Another important point, (forgive me if you already know this).

In the U.K. you have the right to choose who carries out the repair.
The insurer may try to pressure you or incentivise you to use their repair facilities.
However, when I've needed work carried out, such as this.
I've gone to the repairer I choose and trust and the third party's (the builder's) insurer gets the bill.

Don't feel pressured to let a repairer work on your car if you're not convinced about the quality of the repair they will carry out on your car.

@Kristian87 knows about how not all repair shops are created equal.

Good luck.

Yeh

that’s why I changed to a management company - insurers were happy to use whoever I wanted but I had to then perform a song and dance as I had to pay my excess and then claim that back. Which I cannot be assed about.

Id rather Ford dealt with it and had access to Ford paint so I’ve told them to take it there

 

[D K]

Who's gonna pay for the depreciation??

You may get your car fixed, but it's never worth the same as it was before.

 

[bobpies]

Who's gonna pay for the depreciation??

You may get your car fixed, but it's never worth the same as it was before.

Them actually - Thats included the the crash management company I’m using

you get a lump sum for depreciation

 

[WD Pro]

Yeh

that’s why I changed to a management company - insurers were happy to use whoever I wanted but I had to then perform a song and dance as I had to pay my excess and then claim that back. Which I cannot be assed about.

Id rather Ford dealt with it and had access to Ford paint so I’ve told them to take it there

I would still specify your body shop - just because it goes to ford doesn’t mean it’s ford that will fix it

WD

 

[bobpies]

I would still specify your body shop - just because it goes to ford doesn’t mean it’s ford that will fix it

WD

I guess that’s true- but it is a Ford body shop so you’d assume so!

 

[Harebear72]

A couple of things to bear in mind.

Not all Ford dealerships have their own bodyshops, I know a couple local to me farm it out to local bodyshops. Most bodyshops are highly skilled and TBH I would rather the independent bodyshop to carry out the repairs. I had some paint damage on my DIB car and I took it to an independent shop that I know and I also know that the local Ford dealers use this place for their repairs. The paint was matched without a problem and I dont think anyone would be able to look at my car and see where it was painted.

Secondly, I work within the Insurance industry and do deal with lots of accident claims for my customers. In all my years of doing this (30 years) I have never heard of an insurer paying someone any form of depreciation for the value of the car following an accident. I know that once your car is repaired it would show up on the HPI register that the vehicle was involved in an accident and this potentially can have an effect on value upon any time in the future that you look to sell the car especially if sold to a dealers, but apart from this I know nothing about getting any form of a depreciation payment.

There is no easy way out of this, your car is damaged and obviously you want it repaired and so the only option is via insurance. If you were going to be keeping the car forever then to some extent any depreciation or note upon the HPI is immaterial to you, But if its a case that you were going to be looking to sell in the next few years I would take loads of pictures of the car in its current damaged state and keep these along with the estimate showing what items were replaced and then once you look to sell, if you sell privately you can show the car was repaired properly by a proper bodyshop. If its sold to main dealer or part ex then i dont know that showing the damage will have any bearing to them upon their valuation.

 

[bobpies]

A couple of things to bear in mind.

Not all Ford dealerships have their own bodyshops, I know a couple local to me farm it out to local bodyshops. Most bodyshops are highly skilled and TBH I would rather the independent bodyshop to carry out the repairs. I had some paint damage on my DIB car and I took it to an independent shop that I know and I also know that the local Ford dealers use this place for their repairs. The paint was matched without a problem and I dont think anyone would be able to look at my car and see where it was painted.

yes, our one here has its own body shop - however, I've since decided to take it to another highly rated outfit down the road to deal with it. The first one i dropped it to are now crying about it and demanding i pay for x, y and z (estimate fee etc. so i'm not sure who'll be paying for that - i never signed any contract with them so i'm not sure how they can hold me to something like that)

Secondly, I work within the Insurance industry and do deal with lots of accident claims for my customers. In all my years of doing this (30 years) I have never heard of an insurer paying someone any form of depreciation for the value of the car following an accident. I know that once your car is repaired it would show up on the HPI register that the vehicle was involved in an accident and this potentially can have an effect on value upon any time in the future that you look to sell the car especially if sold to a dealers, but apart from this I know nothing about getting any form of a depreciation payment.

not sure what to say here - I've a friend used these guys and he got a cheque for £4k depreciation. Having said that, his was very new. I think its on a case by case basis - not guaranteed.

There is no easy way out of this, your car is damaged and obviously you want it repaired and so the only option is via insurance. If you were going to be keeping the car forever then to some extent any depreciation or note upon the HPI is immaterial to you, But if its a case that you were going to be looking to sell in the next few years I would take loads of pictures of the car in its current damaged state and keep these along with the estimate showing what items were replaced and then once you look to sell, if you sell privately you can show the car was repaired properly by a proper bodyshop. If its sold to main dealer or part ex then i dont know that showing the damage will have any bearing to them upon their valuation.

i imagine i'll be keeping hold of it!

 

[GR11M]

Accident management companies charge for everything, mine was about to go to court because of the horrendous costs they were trying to claim and the insurance company wasn't paying. Apparently they were doing this "on my behalf", at this point I already had my car back so I just ignored them and about a year later I received a letter saying it was all resolved.

A quick google shows depreciation payouts is actually a thing

 

[hinch]

from experience the last place i'd be taking it would be a ford bodyshop, i'd be looking for a specialist that works on super cars only way to guarantee a good quality job.

 

[bobpies]

from experience the last place i'd be taking it would be a ford bodyshop, i'd be looking for a specialist that works on super cars only way to guarantee a good quality job.

Agnew’s here seem to be first class - my friends m4 has been in and out a few times for body work and happy
So confident they’ll do a good job

 

[bobpies]

so the engineer from the new place rang me and advised they spend a couple days knocking the panel out to see if they can keep the existing panel usable (provided there’s not too much filler required)

I’ve to call up and see if I’m happy after they have at it. Or I can just insist on a new panel at that point

 

[bobpies]

Guys sent me the initial stages of the panel beating before they start with filler to see if i'm happy with going down this route

what do you guys think?

 

[FreePenguin]

I dont do body work, but id imagine that is fine yeah?

 

[Kristian87]

I'd be happy with that from a metal work perspective. Hard to tell if the shape/curves in the metal will be close to original (I'd imagine they are), until some primer is on there, but based on how straight it looks, I'm sure they'll be able to get that matching the original lines with minimal filler.

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