Baggage insurance

[sms2022]

Anybody bought this and can recommend a company?

Going to Yellowstone soon and will have to check a bag with a few K worth of fishing gear. Makes me real nervous doing that with 3 connecting flights.

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[Skye]

https://www.transportation.gov/lost-delayed-or-damaged-baggage

Certainly, I'd check with the airline, but it reads they are liable for up to $3,800, per passenger.

Limits on Baggage Liability
Domestic Baggage Liability

• For DOMESTIC flights, DOT regulation allows airlines to limit their liability for a lost, damaged, or delayed bag. Airlines are free to pay more than the limit, but are not required to do so.
• The maximum liability amount allowed by the regulation is $3,800 per passenger.

Edit,

For proof, you could photograph the contents of your bags, with the itinerary, before leaving home.

 

[sms2022]

https://www.transportation.gov/lost-delayed-or-damaged-baggage

Certainly, I'd check with the airline, but it reads they are liable for up to $3,800, per passenger.

Limits on Baggage Liability
Domestic Baggage Liability

• For DOMESTIC flights, DOT regulation allows airlines to limit their liability for a lost, damaged, or delayed bag. Airlines are free to pay more than the limit, but are not required to do so.
• The maximum liability amount allowed by the regulation is $3,800 per passenger.

Edit,

For proof, you could photograph the contents of your bags, with the itinerary, before leaving home.

They do but from past experience it’s a big fight to get them to pay fair value. I posted this on a fishing forum I’m on and they suggested homeowners insurance would usually cover it. I still have to look at my policy but seemed like a good thought

 

[Skye]

While you're checking your policy, see if it covers replacement value. Many policies do.

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