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Hagerty, you can set an agreed upon value for the car and pay based on that value. If the cars totaled you get what you agreed upon, no questions asked.
Stevefreestyle
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He is asking about "Modified" Mustangs,. Some Insurers will not touch anything even with a CAI or Lowered - so if you fail to disclose any modifications, they WILL VOID any insurance claim. (ie you would be paying for insurance cover you DO NOT have)
Stevefreestyle
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If you are over 50, you could try APIA, who are reasonably flexible with most Mods, and have sharply competitive Rates.
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Hagerty specializes in that kind of thing, that’s why I use them.
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Stevefreestyle
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The OP is in Australia. Are they in Australia ?
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How the bloody hell would I know that?
Stevefreestyle
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It was a rhetorical question - re relevance (or lack of it) to the OP's situation.
DFB5.0
Well-Known Member
Have a look into Enthusiast Insurance -
Enthusiast - Affordable Motor Insurance Companies Online Quotes - Australia
I have the Mustang and XR8 with them at the moment. They have been pretty good price wise, although that always changes after a few years. Both cars were with Shannon's for a while, but they got greedy, I switched to RACV and then to Enthusiast.
Both of those cars only get driven occasionally, meaning the likes of RACV just don't account for that. With Enthusiast, they allow you choose how many km's the car will be doing per year, bringing the cost down. They have also been very accommodative in regards to agreed values increases. Both cars have annual premiums below $1000, compared to $1000 - $1200 I was paying. (35 YO male in a s..thole town).
Enthusiast - Affordable Motor Insurance Companies Online Quotes - Australia
I have the Mustang and XR8 with them at the moment. They have been pretty good price wise, although that always changes after a few years. Both cars were with Shannon's for a while, but they got greedy, I switched to RACV and then to Enthusiast.
Both of those cars only get driven occasionally, meaning the likes of RACV just don't account for that. With Enthusiast, they allow you choose how many km's the car will be doing per year, bringing the cost down. They have also been very accommodative in regards to agreed values increases. Both cars have annual premiums below $1000, compared to $1000 - $1200 I was paying. (35 YO male in a s..thole town).
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DFB5.0
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I had my TS50 and then FGX XR8 with Shannon's for a number of years, but they went from being quite reasonable to being the most expensive. And I'm not talking $50 - $100 more, they were hundreds of dollars off the pace for the same level of cover. The "No one knows your passion like Shannons" thing just wasn't evident. I actually got better pricing from the RACV for a few years.
GT 550
Well-Known Member
Hmmm good to know. My renewal was around this time last year and it was well under the competition (for several cars) so this year will be interesting.
Sadly that appears to have gone the way of the Dodo around the time Suncorp took over. Recent conversations with them suggest they've at least in part swung back to having people who know a Studebaker from a Commodore but money is money. The other one I always check is NRMA as they seem to be one of the few with genuine choice of repairer (vs your choice of repairer...as long as it's on our ever changing list).
Do you recall who underwrites Enthusiast Insurance?
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