2016 GT PP hit by a semi

[crs2879]

No. I am saying that since he is not at fault, he has a better chance of having the trucking company's insurance pay him retail value of the car rather than accept a repair. It happens, believe me. The insurance company will sell the car at auction, a body shop will fix it and sell it. Depending on the state, it may end-up with a Salvage title because it was purchased by the insurance company. There is a body shop/dealer not far from me that sells nothing but late model cars he buys at insurance auctions and repairs.....where do they come from if owners have to accept a repair regardless of fault?

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[obgod3]

Yes, that is all I have been saying. Since he is not at fault, getting retail value for his car, in lieu of repair, is not a stretch at all given the extent of the damage.

Depends on what you mean by retail and what your insurance contract says. For example USAA will calculate the "book" price including location based selling prices. But that is not MSRP by any stretch of the imagination.

 

[crs2879]

I think this is getting long in the tooth but assuming the trucking company is deemed at fault, there is a term in insurance called "being made whole". There is no law that says he must accept having his car repaired. He has no contract with the trucking company's insurance carrier. The onus is on them to make him whole again. The negotiation is over the definition of "whole". Which is closer to putting him back to the exact place he was prior to the accident....1) Repairing the car? 2) Giving him the value to purchase a similar car (same make, model, year and mileage) that has not been in an accident?

 

[ktp1598]

Personally, As long as it's a good repair I'd accept it and ask for diminished value. I'd hate to know I was rolling around in a new car that I was still making payments on that was munched like that. No one pays full price for a new car that was wrecked previously. Besides, you might want to sell it sooner than later.

 

[Catax]

Personally, As long as it's a good repair I'd accept it and ask for diminished value. I'd hate to know I was rolling around in a new car that I was still making payments on that was munched like that. No one pays full price for a new car that was wrecked previously. Besides, you might want to sell it sooner than later.

I really don't want to pay the difference in depreciation to get a new car though.

 

[tsunami]

A couple of years ago, I was stopped at a red light in the right lane. A semi came barreling up on the left lane, at the last moment he veered into the right lane and kicked me through the intersection. My car popped right through the side traffic without t-boning anyone. It was totaled...but I walked away without even whiplash.
The truck driver explained to the police that he realized he was going too fast to stop. The car on my left was a Mercedes. So the driver decided it would be cheaper to hit me rather than a car costing 5 times as much.

 

[Coolmanfoo]

A couple of years ago, I was stopped at a red light in the right lane. A semi came barreling up on the left lane, at the last moment he veered into the right lane and kicked me through the intersection. My car popped right through the side traffic without t-boning anyone. It was totaled...but I walked away without even whiplash.
The truck driver explained to the police that he realized he was going too fast to stop. The car on my left was a Mercedes. So the driver decided it would be cheaper to hit me rather than a car costing 5 times as much.

I would have sued the balls off of that trucking company lol

 

[wildcatgoal]

Holy shyte that must have been scary... like did the wheel run over the side of the car? That's crazy.

As for frame, there's structure all over the place at the front and top of the dent.

 

[ktp1598]

I really don't want to pay the difference in depreciation to get a new car though.

Don't blame you. If it is repaired right, you won't feel the need to.

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