bnightstar
Well-Known Member
I don't want to sound rude but if you need to finance a car at 21% do you really think you can afford the car ? I suggest you sell that thing right now or even get it back to dealer and get out of this away. If you have some outstanding credit card debt go pay that shit out. Look at Dave Ramsey etc. You shouldn't carry any debt besides your mortgage if you are looking to buy a car. 21% for a car loan fuck that I'm living in a 3rd world country where banks are predators and even my Credit card don't have 21% interest on it. With that much financing you are probably better off putting that car on your credit card. But to be fair I suggest you start thinking for something used and up to 5000$ until you payoff all your credits. I know this is not the advice you want to hear but I'm sure is the one you need. And trading down to 2016 GT is not really an option.Hey guys, need some advice here. About a month ago I picked up a 2018 GT pp1 in Kona blue, 15k miles, for $29,500. With the tax and fees I think the payoff is around $32k. I’m paying 21% - I know
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