Best Financing Rates?

[swedensky]

60 month is probably what I'm after. I've been shopping around today and the best I can find is 2.24 for 60mo at dnc. Who is the 1.99?

Thanks!

Credit unions, and larger national banks. The bigger banks probably won’t offer it just for you applying. You need to have a well established relationship.

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[krt22]

60 month is probably what I'm after. I've been shopping around today and the best I can find is 2.24 for 60mo at dnc. Who is the 1.99?

Thanks!

Keypoint CU has 1.99 for 60 months. Star one has 2.09 for 72 months with their discounted rate.

 

[Tomster]

Keypoint CU has 1.99 for 60 months. Star one has 2.09 for 72 months with their discounted rate.

Thanks for the tip.....

Unfortunately, they wont do business with me because I live in FL

 

[Tomster]

I found a credit union which has an affiliation with my work. They told me the rates start at 1.98 and go up. With my credit, I was told I would qualify for the 1.98% rate.

So that's good enough. Thanks everyone!

 

[PencilGeek]

Keypoint Credit Union: 1.74% with auto pay, 1.99% without auto pay.

 

[Tomster]

Keypoint Credit Union: 1.74% with auto pay, 1.99% without auto pay.

They won't do business with me because of where I live (FL)

 

[FP350S]

You guys do realize that a .25% difference on financing 80K over 60 mths is only $9 on a $1400 payment?

 

[krt22]

Which is $540 over the life of the loan, that is one rear tire!

 

[Steve68]

I never get good (competitive) rate quotes from USAA. They are the best at everything else.

Local credit unions is where I find the best rates.

 

[Tomster]

I'm happy with 1.98% That puts a 70K loan at $1227/mo and a cost over the life of the loan at $3,598. I'll probably pay it off early anyway.

 

[Stage_3]

I have a 2.49% for 8 years on my truck. I put 0 down and financed it all, taxes, tags, everything. Going through Chase Auto Finance.

Which reminds me, I need to call for my payoff. I'm almost one year ahead on payments.

 

[Steve68]

I'm happy with 1.98% That puts a 70K loan at $1227/mo and a cost over the life of the loan at $3,598. I'll probably pay it off early anyway.

Yeah, I think that's as good as it gets. The only better offer would a 0% from Ford Financing but they never offer that on GT350s and the like.

 

[Tomster]

Yeah, I think that's as good as it gets. The only better offer would a 0% from Ford Financing but they never offer that on GT350s and the like.

Looked into that to. I clicked on the disclaimer link and it specifically stated that GT350's were excluded.

By the way, I haven't even opened the transmission box yet...... there is a transmission in there, right?

 

[Steve68]

Yeah, if it's not in there then the twilight zone wing creature ran off with it.

Did you get my email about the reverse (or neutral) switch connector?

 

[nastang87xx]

Which is $540 over the life of the loan, that is one rear tire!

Getting nickel and dime'd is a real thing. Realize? Yep. Care? Definitely.

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