Sawyerjames
Well-Known Member
- Joined
- Oct 4, 2018
- Threads
- 3
- Messages
- 181
- Reaction score
- 125
- Location
- Charlotte, NC
- First Name
- Adam
- Vehicle(s)
- 2018 mustang gt A10
- Vehicle Showcase
- 1
I got rear ended last Wednesday 10/31 and my car is in the shop now, hoping to get it back today. The damage was identical to yours other than it completely missed my tail light and is more along the rear left side further away from the exhaust. Long story short the insurance check for the estimated damages was $1,400 and they had to cut another check for an additional $300.00. They were able to repair versus replace, but found a small dent under the bumper cover that needed repair. If it was their fault I would advise going through insurance. I called the guy that hit my car's insurance company an hour after the accident and filed a claim. Two days later I was in a free rental car, and my car was in the shop getting repaired. Hope all works out for you... Also, you don't have to say shit to that lady or her husband when they ask you questions about the damage already being there. The insurance adjusters, along with the police report will figure that out. I can't stand when people want to sugar coat their mistakes or point the finger at another cause for something they clearly did...The officer on the scene should have provided you with a driver information card showing the person that hit your car's name, insurance agency, make, model, and VIN along with their policy number. This is for you to call their insurance and file the claim yourself in case they take forever to do it. I was hit at 7:08am and I called his insurance at around 10:00am and he had not filed yet, so I went ahead and filed the claim under his insurance.So I was rear ended in the Mustang today. This is new territory for me so I want to make sure I am doing stuff correctly. 19 years of driving and the only time I have had to call insurance was over a blowout that tore up the side of my truck.
Basically coming out of a parking lot making a right, I am stopped waiting for an opening, lady behind me decides to go and runs into me around 5MPH. It was a corner impact my left rear vs her right front. Visible damage on my end is the rear bumper and likely the tail light due to some deep scratches. On the other end was a Volvo S40, looks like the front bumper and one headlight need replacement.
My paranoid side leaves me worrying about a few things.
1) She asked me if the damage was already there. Might be nothing but I saved my house security footage from 30 minutes earlier which shows no damage on multiple cameras. I also saved all dashcam footage from leaving the house to returning to show just one person ran into me.
2) Her Geico insurance card was expired. She claims it was just an old copy.
3) Her husband came and prefers not to get insurance involved. I doubt that will work out with the cost of a bumper, paint and a tail light.
I haven't called my insurance (AAA) yet. I am thinking of getting a quote then giving the Volvo owner a few days to give me cash. I don't know how long I have to get insurance involved and I have no intention of letting things drag out. Is that a wise way to deal with this or should I call AAA tomorrow and get stuff started?
I did have the police come out. They just did an accident information exchange form and gave us both a drivers crash report to fill out. The report has a 10 day limit so I will mail it Monday, the incident being 7PM Saturday. They don't do an investigation unless its over $1000 which I am fairly certain would be exceeded with minor bumper contact of any two vehicles.
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