The wrap dream has died...

[Ericc B]

Just wrap the top. That way your color doesn't officially change.

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[twiggy]

So, it would appear that the ever scamming powers that be (insurance companies) want to foil my plans. And by foil I mean prevent. Arseholes.

Apparently a 21 year old in a 31k car with a wrap is usually going to hike me up 5 grand (or 550 mimimum) on the price for my insurance. ANNUALLY.

Now, I know I've said I wanted my car wrapped, and I'm going to hold fire on spoiling what colour just yet. But I was wondering if you guys could help me?

The questions I've got are, can I make my car unique, without full wrapping. Such as so, I keep it race red however roof wing mirrors might go carbon fibre. Little details like that? Or would insurance immediately cancel knowing I've got a pit of vinyl on my car.
What about wrapping the side skirts, splitter and valance in carbon fibre?

What defines a modification really. And what is something that can somewhat go "under the radar"?

Alternatively, I have £1600 earmarked for my wrap. What other things could I do with that £1600 on my mustang.

Appreciate any help...



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Don't take this the wrong way mate but I think you're stupid wanting to wrap the whole car, thought that all along just didn't want to hurt you by saying it, just do some small changes and in time it'll be unique.

 

[Manders Mustang]

lol, that looks silly, I was looking at wrapping the roof in carbon fibre. But apparently i need to disclose it to my insurance company too.
[MENTION=21573]twiggy[/MENTION] it's a youth thing ;) It wasn't outlandish or something absurd or silly. Just for the sake of having the car unique and standing out and a colour I wanted that you can't get from standard mustangs.

 

[twiggy]

And another thing.....one day you'll wish you was 21 again, never wish time away, i'd swap places tomorrow age wise and i'm being serious now.

 

[Col3371]

And another thing.....one day you'll wish you was 21 again, never wish time away, i'd swap places tomorrow age wise and i'm being serious now.

Blimey, I'll say. Well said, that man

 

[Manders Mustang]

Lets not bring it off topic, rash comment i wouldnt like to be older but i would in terms of insurance!

 

[RSPcooper]

What about a unique interior think Khan/overfinch RR type of thing insurance companies usually are a bit more lenient on interior mods.

 

[hod]

It baffles me why people declare small mods to their insurance. What difference will it make apart from not claiming for it if you find yourself in an unfortunate situation.

I ordered my beemer without factory tint as bmw do not offer limo black tints. Also put an after market 19" black concave wheels, again not an option with bmw. When a lady van driver ran into me, my insurance took my car and repaired it without questioning me about the tints nor the wheel. And these are mods I didn't declare.

Manders - if you really want the wrap, put yourself as a named driver and get an older person to insure it. Stop faffing about with the fronting excuse.

I'm 33 and currently pay £4580/yr for my RRS, whilst my mate(same age) with a camouflaged wrapped G65 g-wagon pays £500 just cus he isn't living in the capital.

 

[stevec]

Try stripes and maybe an original spoiler like mine. I know its subtle but its kind of original equipment, My stripes didn't load my insurance at all. I sent them pics and they did not load the premium as they were 'like original stripes'

Also just talk to the insurance company. Some may insure the car but not the add on's. So if you crash the car they would just replace the original equipment and not the rest.

Insurance companies are a joke these days and half the reason I got out the industry. Found it very hard to explain what the underwriters decided sometimes, especially with life insurance. Ever tried telling someone their wife's life insurance isnt paying out?

Sorry Manders. Still a cracking car for 21 years old matey. I had to wait 29 years longer to get something like this.

 

[Manders Mustang]

[MENTION=21218]hod[/MENTION] somewhat, what i was asking for... Just the morality around minor mods. My corsa has black wing mirrors, i never declared them, even though you can get them stock as well.

I live way out in the sticks, the capital is no issue to me

I tried to insure the car without the mods offering to insure my mods myself and cover the loss on them, for the full wrap the issue is that it makes the car more desirable. [MENTION=8211]stevec[/MENTION]. Nothing to do with the Mustang, still madly in love with that beast, the wrap itself and insurance companies are another swap up.

 

[Centurion07]

It baffles me why people declare small mods to their insurance. What difference will it make apart from not claiming for it if you find yourself in an unfortunate situation.

I ordered my beemer without factory tint as bmw do not offer limo black tints. Also put an after market 19" black concave wheels, again not an option with bmw. When a lady van driver ran into me, my insurance took my car and repaired it without questioning me about the tints nor the wheel. And these are mods I didn't declare.

Manders - if you really want the wrap, put yourself as a named driver and get an older person to insure it. Stop faffing about with the fronting excuse.

I'm 33 and currently pay £4580/yr for my RRS, whilst my mate(same age) with a camouflaged wrapped G65 g-wagon pays £500 just cus he isn't living in the capital.

Don't listen to any of that^.

If you're involved in a serious accident you can bet you car will be THOROUGHLY checked over. A different gearknob they probably won't care about. Wider wheels and lowered suspension and you're in for some tough questions.

As for the fronting....:tsk:

 

[stevec]

It baffles me why people declare small mods to their insurance. What difference will it make apart from not claiming for it if you find yourself in an unfortunate situation.

I ordered my beemer without factory tint as bmw do not offer limo black tints. Also put an after market 19" black concave wheels, again not an option with bmw. When a lady van driver ran into me, my insurance took my car and repaired it without questioning me about the tints nor the wheel. And these are mods I didn't declare.

Manders - if you really want the wrap, put yourself as a named driver and get an older person to insure it. Stop faffing about with the fronting excuse.

I'm 33 and currently pay £4580/yr for my RRS, whilst my mate(same age) with a camouflaged wrapped G65 g-wagon pays £500 just cus he isn't living in the capital.

Sorry, bad advice with the fronting, don't listen Manders.

Scenario, you lose it on a bend and put your passenger in a wheel chair. Insurance company gets a £500,000 claim and thinks, we don't wanna pay out and they start investigations and realise you were fronting. No claim pay out, fraud and prison. I trust me I am not joking.

There may be a point with the other stuff as I suggested in my earlier post but ask, be sure.

 

[Manders Mustang]

I'm not planning on fronting.

It's not wider wheels, suspension any of that. It's a carbon fibre roof wrap, with some other little carbon fibre WRAPPED bits. Maybe an Axel back exhaust, nothing major, nothing performance enhancing, nothing outlandish.

 

[twiggy]

Not sure how long you plan to keep the car for but maybe you could wait a few years then do it, you never know you might have gone off the idea by then and be happy with how it looks.

 

[hod]

[MENTION=21218]hod[/MENTION] somewhat, what i was asking for... Just the morality around minor mods. My corsa has black wing mirrors, i never declared them, even though you can get them stock as well.

I live way out in the sticks, the capital is no issue to me

I tried to insure the car without the mods offering to insure my mods myself and cover the loss on them, for the full wrap the issue is that it makes the car more desirable. [MENTION=8211]stevec[/MENTION]. Nothing to do with the Mustang, still madly in love with that beast, the wrap itself and insurance companies are another swap up.

If I were you and only doing small mods, I won't bother telling insurance if it results in a hike.

People that disapprove of wraps (me included) should respect ones decision. When you see a unique wrap you'd automatically change your view.

How do you post flipping pics on this forum?! Need to show you the G65 if permitted.

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