PCP/Finance

[tooley]

Got mine as a daily. First direct loan at a fantastic rate (2.5% iir) 7500 miles so far

Only when you drive something that much do you get to know all its little foibles. Have to say that apart from the weird heater that freezes your hands whilst keeping the rest of the car warm, the random instrument light dimming and the gnome with the hammer in reverse gear on cold mornings it's still a fantastic car.

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[simonp83]

nothing wrong with that it does my 6 miles per day no bother

Definitely, got a 11 mile commute to look forward to. Will make the drive to and from work a heck of a lot more exciting.

 

[Belly]

Oh well. I do 20 k plus a year. Yes it will cost a fortune in fuel but love it. Every drive now fun rather than a boring slog! 20 mpg average. Never mind!!

 

[hinch]

Oh well. I do 20 k plus a year. Yes it will cost a fortune in fuel but love it. Every drive now fun rather than a boring slog! 20 mpg average. Never mind!!

you'll probably get better mpg than those of us just pootling I can't seem to get mine above 14 at the moment

 

[Jimboy2]

you'll probably get better mpg than those of us just pootling I can't seem to get mine above 14 at the moment

Same. Mine is always around 16.

 

[Eclipsar]

Think I must be driven no mi e wrong, as I am always around 24

 

[Heretian]

Nah. I think yellow just does better on fuel. I'm around 21mpg average in 4500 miles.

 

[Manders Mustang]

Nah. I think yellow just does better on fuel. I'm around 21mpg average in 4500 miles.

[MENTION=20104]666mac[/MENTION] 's probable 3mpg :lol:

 

[Heretian]

He's an exception to the rule

 

[Harebear72]

Look at personal loans rather than finance.

My car was £35,600 odd, I had managed to save £10k so only needed to fund £25k. Got a personal loan via Tesco, over 4 years it's £557 per month. It works out that I will pay them a total of £26,750 which I thought was pretty good.

The other bonus for me with a personal loan is that if at any time I wanted to sell the car then it's a simple case of putting it up and hopefully selling it, then all ththe money comes to me and it's then down to me if I bought a new car or something else or just settle the loan.

With finance, firstly once you take out the agreement and lets say the total interest was £3k, if you sold the car after 6 months then firstly you will still owe the full amount of interest and then to sell the car that you do not own, you need to get settlement details from either ford or your finance provider and sometimes buyers don't like making 2 types of payment.

Have always preferred a loan to finance as its mine !!!!

 

[McXtravert]

Look at personal loans rather than finance.

My car was £35,600 odd, I had managed to save £10k so only needed to fund £25k. Got a personal loan via Tesco, over 4 years it's £557 per month. It works out that I will pay them a total of £26,750 which I thought was pretty good.

The other bonus for me with a personal loan is that if at any time I wanted to sell the car then it's a simple case of putting it up and hopefully selling it, then all ththe money comes to me and it's then down to me if I bought a new car or something else or just settle the loan.

With finance, firstly once you take out the agreement and lets say the total interest was £3k, if you sold the car after 6 months then firstly you will still owe the full amount of interest and then to sell the car that you do not own, you need to get settlement details from either ford or your finance provider and sometimes buyers don't like making 2 types of payment.

Have always preferred a loan to finance as its mine !!!!

Sorted my own personal loan also for those very reasons!

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