That price isn't even in the ballpark. Unfortunately this is what happens when prices fall from a strong market, sellers get mentally locked into the top prices they saw in the past. I wouldn't even pay msrp for just a bare spec 500 as used CFTP's are hovering near sticker. The 500 is a monster...
im still waiting for the 2020 gt350 numbers. with just under 4000 gt500's for 22 im expecting the heritage to encompass 25% of the total production of the available 14 colors this year.
unless you have a good rapport with this dealer or they did you a solid by not charging a markup/ giving you the only allocation, refi now. when dealers charge a mark up they always say business is business well that's a 2 way street. I don't know the details of your loan but you could easily...