0% Ford Financing

[Black]

Currently Ford is offering 0% financing for 72 months on 2015 models. Has anyone tried it yet? If yes, please share your experience

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[AmiNo]

Wait 3 months for 0% on 2016

 

[Black]

Wait 3 months for 0% on 2016

I can try but we need a car in the family. The dealer quoted me $35,500 on a $40,310 car. 2015 GT Premium with 401A and 50th Anniversary package.

I was looking at a used but with interest the monthly payment is coming out the same

 

[5pointOh]

I can try but we need a car in the family. The dealer quoted me $35,500 on a $40,310 car. 2015 GT Premium with 401A and 50th Anniversary package.

I was looking at a used but with interest the monthly payment is coming out the same

Thats not a good deal unless you really want the 50th anniversary package. You can get 401a 2016's for less than that.

 

[Black]

Does anybody have an idea on their approval rates? What credit score do they look for?

 

[rvlyssup]

Does anybody have an idea on their approval rates? What credit score do they look for?

I had zero problems getting 0% financing with a 690 Auto FICO. Same for no money down loans as well. More so now with a 835.

 

[Black]

I had zero problems getting 0% financing with a 690 Auto FICO. Same for no money down loans as well. More so now with a 835.

How much did you put down??

 

[5pointOh]

Usually its got to be a 640-650 or better to qualify. If you put enough cash down sometime you can have a little bit lower score and still get it. Every financial arm is different on their approval criteria. They mainly look at payment history and debt to income.

 

[rvlyssup]

How much did you put down??

I never put money down...ever.

 

[Black]

I never put money down...ever.

You for sure must have good negotiating skills

 

[5pointOh]

You for sure must have good negotiating skills

I've never put money down either. I'm going to for the GT just because I want to start off in a better situation equity wise.

 

[Black]

I've never put money down either. I'm going to for the GT just because I want to start off in a better situation equity wise.

2015 at 0%?

 

[rvlyssup]

You for sure must have good negotiating skills

For me, it's very easy to walk away. They always call to do the deal. Strive for even a better deal even before walking back into the dealership.

 

[CM581978]

you must have a mortgage payment for a car loan:eyebulge:

I never put money down...ever.

 

[Bullitt]

I wonder if there's anything bad about a car that's been sitting for a year or more on a dealer lot?

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