What is your auto loan interest rate and which lender did you use?

[FloridaGT]

Hopefully this could be a good resource for those looking to finance.


Name of lender?
Number of months?
Rate?

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[Stage_3]

When I bought my '13 Roush Stage 3 in 2013, I was paying 3.75 for a seven year loan. I said to myself, screw this! lol I refinanced at 1.99% with Bridgewater Credit Union. I still made the original payments and then some and just paid it off last month.
Just ordered a 2016 truck and am going to use them again to finance when the new truck comes in, hopefully in December.

 

[madweazl]

My '12 was through Ford at 0%/60 month but when I bought the '15 they were only offering 4.9%/60 month so I went with NavyFed (2.49%/60 month). Naturally, Ford offered 0% again two months after I bought the car. January and September seem to be the times to buy vehicles when it comes to low interest rates from Ford.

 

[daltron]

These were my offers for 72 months:

DCU 3.24%
BOA 2.46%
Wells Fargo: 2.3%

I would say try BOA (I hears good things about them in general on the FICO forums) and credit unions at the least.

 

[olla]

I think right now USAA beats down Navy Fed. Both are excellent credit unions. Banks always have gotchas.

USAA has 2.5% for 72 and 84 months

 

[113]

I got 2.19% fixed rate for 72 months from my credit union.

 

[fastone139]

Name of lender: Sikorsky Credit Union
Number of months: 60
Rate: 1.89%

 

[Jackie Chan]

75 @ 2.09 5th 3rd bank

 

[Legionofone]

60 @ 1.59 cap one

 

[gunbunnysoulja]

1.75% 72 Months @ Suncoast Credit Union, with $200 cash rebate from them. They will do used or new at this rate (no minimum amount, 2005-present, 125% NADA). They do 2.5% @ 84 (if $25k+), or 1.5% for cars with combined 28 MPG. Great bank.

Unless you are getting 0% from the manufacturer, you should almost always arrange your own financing. This same offer would be 2.25% at the dealer with the same bank since they typically keep a half percent. Not sure how easy it is to get membership if you don't live in FL, but if you do, this bank should be on your short list.

 

[ohbuckeyes]

First ever new car/ big purchase/ I only had a yr of credit history.

I got financed with Huntington national bank, 4.4% for 72mo.

 

[Mershu]

Chase: 60 Months @ 1.8%

 

[LETHAL]

72 @ 0% with FMC

 

[ManBearPig]

Financed $20k at 2.1% for 60 with capital bank.

 

[jasonstang]

18k 36months at 2.75% Probably paying it off early.

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