WHAT DID YOU PAY!!!

[gunman]

What are you guys looking at montly payment for a premium gt auto transmission? 72 or 84 months

I am not looking at financing (been saving for this for a long time) but if I were I would stay away from anything longer than 60 months (unless of course it was 0%). The problem you run into is the car will depreciate faster than your payments which will leave you "underwater" where you owe more on the car than it is worth.

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[Blackdog]

I am not looking at financing (been saving for this for a long time) but if I were I would stay away from anything longer than 60 months (unless of course it was 0%). The problem you run into is the car will depreciate faster than your payments which will leave you "underwater" where you owe more on the car than it is worth.

A little of topic,.. but do you know if there is an early payoff penalty or option if you pay off financing that your doing through Ford? Say paying off a 5 year loan in 3.25 years for example..

Blackdog

 

[gunman]

A little of topic,.. but do you know if there is an early payoff penalty or option if you pay off financing that your doing through Ford? Say paying off a 5 year loan in 3.25 years for example..

Blackdog

I am 99% sure there is never an early payoff penalty but that is a great question to ask whomever you are getting your financing from. I have done that before where I line up a longer term loan (in case finances go bad) and then pay it off earlier than expected. Good luck!

Gunman

 

[PonyGrrrl]

When I financed my 06 with Ford Credit I did not pay a penalty for early payoff. My 15 I financed with Chase and my rate is better than Ford Credit's special financing, also no penalty for early payoff.


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[Stam616]

I ordered mine but have a $750 loyalty which is locked in when I get the car and I got her for x plan minus $300. I'm leasing so I'll be paying (unless there's a better rate when the car comes in) about $220 per month for 36 mos. I will be buying the car when the lease is up I just need the lowest possible payment right now.

 

[Blacksheep]

My 15 I financed with Chase and my rate is better than Ford Credit's special financing, also no penalty for early payoff.

Same. Chase gave me a better rate.

 

[Tamadrummer88]

I am not looking at financing (been saving for this for a long time) but if I were I would stay away from anything longer than 60 months (unless of course it was 0%). The problem you run into is the car will depreciate faster than your payments which will leave you "underwater" where you owe more on the car than it is worth.

About 80% of new car loans are already underwater. But that statistic is irrelevant if you plan on keeping the car till its paid off or past that.

As for me, I'm financing my car at 72 months because i know i can get a good rate but I'm also looking at 84 months because my insurance company that has a bank too has a pretty good rate at that term. I know my loan will be underwater but can't help it, i don't have 10k for a down payment to keep up with depreciation.

 

[Tamadrummer88]

As for price, I'm paying X plan plus incentives. Car being built is in my sig.

 

[FosterB]

GT Premium.
$32,972 out the door + taxes.

 

[Tamadrummer88]

GT Premium.
$32,972 out the door + taxes.

How did you option your GT Premium? Or is it just the 400A and thats it?

 

[EddieEddieG]

Did the paper work early and picking up today/tomorrow.
Eddie

MSRP $45,075
Xplan saving $2,849.95
Rebate $500
Rebate $750
Total $40,975.05

Trade-in $2500
Total $38,475.05

Cash Down $500
Total $37,975.05

Sales Tax $2,500.31
Tag/Reg $57.75
Title $33.00
State Insp $23.75
Doc Fee $125
Road/Bridge $11.50
Out-Door $40,726.36

 

[FosterB]

Just 400A

 

[CM581978]

How did you get a steal like that sir?

GT Premium.
$32,972 out the door + taxes.

 

[FosterB]

Hungry dealer.
Bidding against another dealer.

 

[S550 Sema]

2015 GT Premium with Performance Package and rubber mats

Used the USAA car buying service. I feel like I could've gotten a better price but I'm happy with it. Hoping to get the $750 discount in the brochure.
When I go to pick the car up in 2 months or so can I re negotiate at all or am I locked in? They told me I'd get any incentive that's available at that time so hopefully ford comes out with some new ones.

Price - $37,685.98
Tax - $2,638.02
Registration - $401
Documentary fee - $269
Tire fee - $6.00
Total - $41,000
Military rebate - $500
Deposit - $500
Out the door $40,000


IG - h.sema

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