Sound like you did your homework!.Your right but i can say i called everyone, and country financial is the best rates for home and auto etc. I researched 1 year straight.. been with them since when it was cotton states.
What the hell are your deductibles? I'm on Long Island so it's probably a bit lower w/ GEICO, but I'm at 570 per 6 months with a GT. 36 w/ clean record. 1000 col/500 comp deds for me.49yrs, no points, NYC, 16 EB PP
Geico, full coverage, $950 6mo
GT was almost double.
Erie Insurance GroupProvider?