papinist
The Italian Pony
- Joined
- Nov 30, 2014
- Threads
- 47
- Messages
- 3,188
- Reaction score
- 781
- Location
- Tuscany, Italy
- First Name
- Stefano
- Vehicle(s)
- Mustang EcoBoost MT Race Red EURO - NO MORE
Thanks for the explanation John577 and Notes.
The Full Coverage here is called Kasco but I neved had it. Instead, I neer heard of something like the "new value"!
Yes since it's my first insurance I have to start with the highest risk rate, but government made a law some years ago (strange that this is a positive law for citizens!!) that, if you have another person in your family with a better risk rate, you'll get that at your first insurance (called "Legge Bersani").
So I should start with Classe 14 but my parents are both in Classe 1 so I will get Classe 1 - yet it is still more expensive than an insurance at my father's name, but it's a good opportunity to start my insurance career
Here insurance guys (together with banks and car dealers) are one of the worst category to deal with. They are gentle and very obliging until you sign the contract. After that, you are on your own and they are always against you. So, no advantages to have one in person.. thus we (my family at least) are with online insurance for about 15 years now.
The Full Coverage here is called Kasco but I neved had it. Instead, I neer heard of something like the "new value"!
Yes since it's my first insurance I have to start with the highest risk rate, but government made a law some years ago (strange that this is a positive law for citizens!!) that, if you have another person in your family with a better risk rate, you'll get that at your first insurance (called "Legge Bersani").
So I should start with Classe 14 but my parents are both in Classe 1 so I will get Classe 1 - yet it is still more expensive than an insurance at my father's name, but it's a good opportunity to start my insurance career
Here insurance guys (together with banks and car dealers) are one of the worst category to deal with. They are gentle and very obliging until you sign the contract. After that, you are on your own and they are always against you. So, no advantages to have one in person.. thus we (my family at least) are with online insurance for about 15 years now.
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