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Insurance cost

aham23

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You cant shop insurance this way. Key drivers are credit score, yes this is true, MVR, zip code, and age. Call a local independent insurance agent who can shop numerous companies for you.
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87txag

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Ok. Someone explain this. I’m 56 and just bought a $50k GT Premium. Insurance is approx $460 for 6 months. My wife’s 21 Bronco Wildtrack ($58k) is approx $150 for 6 months.
 

Skye

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I'll be 56 this year and have been using USAA for years.

Cannot speak to the Bronco, but the price you are referencing for the Mustang premiums, that's almost exactly what I will be paying for a full-coverage policy, $1,000 deductible and 100k/200k payouts.
 

Zooks527

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Yeah, way too many variables with age / experience / location / coverage levels / company selected.

As an example, Geico is currently quoting me $468/year for:
Collision and Comprehensive ($500 deductibles)​
Bodily Injury Liability @ $250,000/$500,000​
Property Damage Liability @ $100,000​
Personal Injury @ $8,000​
Medical Payments @ $25,000​
Uninsured Motorist @ $100,000/$300,000, and​
Underinsured Motorist @ $100,000/$300,000.​

A local Massachusetts company is quoting the identical coverage for $736/year.
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