Mate, very smart choice. When applying for a loan, it not only about the interest rate. Also look for fees and loan feature, eg no early payout fee, free redraw...
Hi Mate
Working at a major credit union, and rate is 5.64% for new car with no early exit penalty, no monthly fee, no balloon and free redraw.
PM me for detail if you like.
thats where i am going to do my finance.