wireeater
Well-Known Member
- Joined
- Jun 27, 2016
- Threads
- 39
- Messages
- 2,926
- Reaction score
- 2,151
- Location
- Virginia
- Website
- wheelwell.com
- First Name
- Rich
- Vehicle(s)
- Shadow Black 2019 Mustang GT Premium+ PP 6spd
When I purchased my IS250 last January, I paid half off and took a loan on the other half. I told them I wanted the shortest term, no more than 3 years. They couldn't "finish" because it got late. It was all BS, banks can still accept offers and shit. Anyways, I come back the next day to finish the paperwork on the GM was like "Man, you are going to be happy... We got you a better deal than we talked about last night.." I was like ya, let me see? I brought me a piece of paper with the monthly payment. I told him I wasn't interested in my monthly payment. The term of the loan was what matter to me.
Then I had the finance guy show me the break down. What they did was tried adding on all kinds of extra services and add ons then extended the loan out from a 3 to a 6 year. I laughed and told them to take all that shit off. The only thing I wanted was the cost of the car and the gap (which I usually do with my insurance but I just went through the credit union I got the loan from). Finance guys are just as big as snakes as the salesmen. You better read over shit before you start signing. They try to add on any little thing they can. Once I told him to remove everything then he tried to start cutting deals with warranties and shit. I told him he should have done that to start with and I was no longer interested in any of the extras. Old me would have blindly signed everything. The last year me has learned after buying 6+ cars from dealers to not let them pull shit over on you.
Then I had the finance guy show me the break down. What they did was tried adding on all kinds of extra services and add ons then extended the loan out from a 3 to a 6 year. I laughed and told them to take all that shit off. The only thing I wanted was the cost of the car and the gap (which I usually do with my insurance but I just went through the credit union I got the loan from). Finance guys are just as big as snakes as the salesmen. You better read over shit before you start signing. They try to add on any little thing they can. Once I told him to remove everything then he tried to start cutting deals with warranties and shit. I told him he should have done that to start with and I was no longer interested in any of the extras. Old me would have blindly signed everything. The last year me has learned after buying 6+ cars from dealers to not let them pull shit over on you.
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