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[Locked due to politics] Student debt cancelation. Seems there are strong opinions against it from some.

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Adamone92

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lol, ya better submit the proper paperwork soon on that grant if you really know the answer to the gender issue, the gov seems very confused...lol. I do agree about gov waste, I've saw it for 3 decades while in the military. I can remember needing one bolt for the aircraft but having to buy 100 of them because they came in bags of 100. Then we had to throw the other 99 away because we couldn't have extra hardware laying around.
things like that are admittedly very stupid. Fortunately that is not where all of the budget goes lol
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Briebee72

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I understand and agree with you that it is wrong IF people are saying no to the struggle of it just because they had to go through it; however, after reading through these pages it doesn't seem as though many people feel that way. Sure, some might be worded somewhat like that, but I think the reasons why have been touched on fairly well through this topic.

Yes, it would be nice for everyone to get their education at a reasonable cost; but that is an issue with the system that needs to be fixed. Just getting rid of everyone's debt they signed up for isn't the way to do it. Now if they figured out a way to make it more affordable, and then somehow even it out for everyone that already has the debt or has paid it before, then sure..that makes sense. But I don't see that happening.

As touched many times, the system needs work. Things shouldn't be so crazy expensive. But a little research and common sense will tell you that before you make that choice as well.
Thanks for your reply. this is the dialog I'm simply trying to get started. People who can at least see the problem and say well lets look at both sides here. The A-holes I refer to in my title are the ones that are just all one sided don't want anyone else to have a chance in life and anytime help is extended are always screw people they need to just sink or swim. People need to be a little more open and sympathetic to others and I think you seem to be a well rounded individual who can at the very least acknowledge this.
 

Dave2013M3

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What do you say for the parents who took 2 or 3 jobs (I know such people) to put their kids through college so they wouldn't have any debt. How do these folks get reimbursed? They did the right thing and they are going to get fucked. Paying off student debt is a stupid idea...if you want free college join the military.

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My son joined the Army National Guard as an Infantryman with a deployment coming up to Iraq. They have a Tuition reimbursement plan. There is many ways around this. The other issue is a lot of people have huge student debt in worthless degrees, why should the taxpayers pay for this.

I myself served in the US Army for the GI Montgomery Bill, you want to play you got to pay.
 

gadgtfreek

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^^^^^ Agree.

Signed 43 yr old who paid off his student debt over a decade ago. Why does this generation deserve it more than anyone else? They are more entitled than ever. I normally don't go politics on a forum, but if dementia Joe gonna do this, where is my check for what I paid for...

PSA, I dont have kids, but I pay school taxes here just like any other a-hole. That aint fair either.... See how this works?
 

JimGT

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Thanks for your reply. this is the dialog I'm simply trying to get started. People who can at least see the problem and say well lets look at both sides here. The A-holes I refer to in my title are the ones that are just all one sided don't want anyone else to have a chance in life and anytime help is extended are always screw people they need to just sink or swim. People need to be a little more open and sympathetic to others and I think you seem to be a well rounded individual who can at the very least acknowledge this.

Not at all.. But it is typical approach, address the symptom. too much debt please pay it off for me, rather than the problem an overpriced "education." That doesn't fix it for future generations. Same with healthcare. We HAVE to fix the cost side of it.

Why is it we pay for 12 years of public education and you go off to college and need even more English, History, basic math, etc.. Why isn't that free education getting the job done in 12 years so you have only to specialize when you get to college? Because it is more profitable for these institutions if you go there for 4-5 years AND they get a much better shot at turning out little socialists! And now they (the colleges) get the "government" to foot the bill and who will ever care what it costs, just sign me up... Then colleges can get in on some of those $400 hammers.

I personally don't find it humorous at all that we spend that way, we all end up paying for it and eventually it will be the end of our freedom as we know it. Think about it! you are complaining about all this debt you are saddled with and how it cramps your life. Our government is in just as far over its head and whose life is that going to cramp at some point? Then you are going to need another year of college to learn Chinese.
 

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Not sure when your degree is from, but costs have gone up - a lot. My oldest is in 10th grade so we have started talking colleges. Even an in state public college is ~$30k/yr. all in. (~$120k+ for a 4 year degree). Private universities can be much higher. (~$75k+/yr. - https://admissions.rpi.edu/aid/cost).
Thats why you should go to Community College for the first two years, then a state school for the last two. Save a bunch of money and still come out with the same piece of paper in the end. Also I think people need to earn degrees in fields that will provide good solid careers. I don't feel sorry for people who "follow their dreams", come out with a degree in basket weaving, then can't find a job.
 

JimGT

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Oh and for the OP.. I can't understand crying about paying your student loans while you drive a 2019 Mustang GT, why not at least an ecoboost until you get that debt under control. I am certain it would still have room for $1000 iphone as well.
Until folks crying about their debt make prudent financial decisions why should I be inclined to help? I drive a 2018 by the way.. paid for but maybe you would like to chip in on a 2020 for me?
 

Adamone92

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Oh and for the OP.. I can't understand crying about paying your student loans while you drive a 2019 Mustang GT, why not at least an ecoboost until you get that debt under control. I am certain it would still have room for $1000 iphone as well.
Until folks crying about their debt make prudent financial decisions why should I be inclined to help? I drive a 2018 by the way.. paid for but maybe you would like to chip in on a 2020 for me?
Pretty sure hes noted a few times he has his loans paid off.

To your defense..its a long thread.
 

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But There are a few responses I don't understand. The military ones and the grant ones (oh no go get offended now lol) Whats the difference if I work at home depot and the government pays off my loans with tax dollars ( on no everyone's offended and its not right ). or I go to work at the military and the government hands me a free tax dollar paid education? (now everyone's happy and its ok) what is the difference?
I hope you're kidding. The difference is the govt (i.e. the taxpayers) got the advantage of years of your work instead of Home Depot getting it. The military isn't "giving" you an education, you pay for it with your sweat and maybe blood.
 

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Dave2013M3

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Thats why you should go to Community College for the first two years, then a state school for the last two. Save a bunch of money and still come out with the same piece of paper in the end. Also I think people need to earn degrees in fields that will provide good solid careers. I don't feel sorry for people who "follow their dreams", come out with a degree in basket weaving, then can't find a job.

Agreed 100%, my son is doing SMC (Santa Monica College) and then transfer to UCLA with the ARMY ROTC program. The Army picks up the tab and he gets commissioned as a 2nd Lt in the Infantry if he does real good.

I am a RE agent and Loan Officer. I just closed a loan for a lady who has $100K in student debt to be a teacher, she is working as a clerk at Cosco making $22hr. (not alot in S. Cali), she was offered a job at LAUSD which starts at $80k per year and she turned it down as she doesn't want to teach inner-city kids. So she is saddled with $100k in student loans and works at a Cosco....Yikes!!
 
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Briebee72

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Oh and for the OP.. I can't understand crying about paying your student loans while you drive a 2019 Mustang GT, why not at least an ecoboost until you get that debt under control. I am certain it would still have room for $1000 iphone as well.
Until folks crying about their debt make prudent financial decisions why should I be inclined to help? I drive a 2018 by the way.. paid for but maybe you would like to chip in on a 2020 for me?
Maybe read the first thing i said in my post and it will answer your question. you took the time to figure out what car I drive but didnt take the time to read the very first sentence were I said I DO NOT have student loans. IM not crying over anything. Im standing up for less fortunate people. I dont have financial problems I am 100% debt free. Ill add though anyone regardless of income buying 1300 iphones is an idiot and needs to make better financial decisions. Not buying this over priced crap is why Im debt free.
 

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Thats why you should go to Community College for the first two years, then a state school for the last two. Save a bunch of money and still come out with the same piece of paper in the end. Also I think people need to earn degrees in fields that will provide good solid careers. I don't feel sorry for people who "follow their dreams", come out with a degree in basket weaving, then can't find a job.
My oldest is still waffling a bit on what she wants to do (leaning teacher, but not sure). We told her to do community college if she isn't sure since those credits will likely transfer anywhere and she can do that while living at home (and saving that money as well). I think that is a very good approach. Thankfully we are in a position where (between savings and out of pocket) we can afford the in state public tuition so we can offer that option and not have them take any debt.
 

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OK so first off I don't think everyone is a bunch of a holes I just like to start topics :) get peoples attention.

But There are a few responses I don't understand. The military ones and the grant ones (oh no go get offended now lol) Whats the difference if I work at home depot and the government pays off my loans with tax dollars ( on no everyone's offended and its not right ). or I go to work at the military and the government hands me a free tax dollar paid education? (now everyone's happy and its ok) what is the difference? I go to a job everyday and try and in return the government gives me a free tax paid education. they are exactly the same so why is one ok and the other pisses people off?

Same with grants and scholarships , grants are all mostly backed by tax money or funds that inevitably come from tax breaks. Scholarships get wrote of on taxes as losses.....

so whats the difference if the government pays your loan off or by other means hands it to you from tax money. its all the same thing.

and again i know ill offend but seriously people who say well i did it i paid my loans with gi bills and grants and scholerships.... UM you didint pay anything the government did, tax payers did and other people did. so how can you be upset now if the government want sot help others ? you had the same help.
Because if you go to work for Home Depot it's not likely you'll be sent to some middle east country to get your ascot blown off. Slightly different trade off. And unlike video games, they use real bullets. That really hurt.
 

Dave2013M3

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Maybe read the first thing i said in my post and it will answer your question. you took the time to figure out what car I drive but didnt take the time to read the very first sentence were I said I DO NOT have student loans.

Never said you have student loans. There is many avenues in this country to get an education, but being free shouldn't be one of them. This isn't addressing the amount of an education today, which I think is outrageous especially in todays world in which its all online due to Covid. If you are for the Govt. paying off student loans after you paid yours off I would be outraged that Beijing Biden would even go down this road.
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