Hagerty or Grundy Insurance?

[Coastal-Mach]

Hello All,

These questions are for those that have Hagerty or Grundy insurance on your cars.

• Overall experience and satisfaction
• Filing claims, easy or push back?
• Pricing

The reason I ask, is there is a significant cost savings with Grundy versus Hagerty. A friend of mine has a Lightning with a guaranteed replacement value of 28K. He is 50 with a clean record, yearly cost from Hagerty 1K, Grundy $400. Apples to apples coverage.

I requested a quote from Hagerty for my 22 Mach 1 with a 70K replacement value, yearly cost 1K. Im also 50 with a clean record. I will contact Grundy today for a quote and reply to this thread.

Thanks for any information good or bad, and anything above my 3 bullet points.

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[Strokerswild]

I currently have several vehicles insured with Hagerty, including my '15. I haven't found better pricing with agreed values and zero deductible. No complaints on these aspects.

However, I haven't had to file a claim in the many years I've insured through them. With any luck I will never need to.

 

[Coastal-Mach]

I currently have several vehicles insured with Hagerty, including my '15. I haven't found better pricing with agreed values and zero deductible. No complaints on these aspects.

However, I haven't had to file a claim in the many years I've insured through them. With any luck I will never need to.

Thanks for the reply Dave.

 

[njlime]

I have been using Heacock Insurance/American Modern Property & Casualty.
1- They were significantly less than either Grundy or Hagerty, although both of them were similar in price.
2- They are an "official" partner of the Mustang Club (MCA)
3- I unfortunately had a claim last year due to forgetting to properly close my hood after unhooking the trickle charger. The hood flew up & had to be replaced, etc. Heacock handled it promptly & paid for everything (about $5k), no questions asked & no change in premium for the following year.
4- I would definitely recommend them. I pay approx $500/yr for $50k agreed coverage on my 2013 Mustang GT Convertible & will use them for my 2022 when it arrives.

 

[Coastal-Mach]

I have been using Heacock Insurance/American Modern Property & Casualty.
1- They were significantly less than either Grundy or Hagerty, although both of them were similar in price.
2- They are an "official" partner of the Mustang Club (MCA)
3- I unfortunately had a claim last year due to forgetting to properly close my hood after unhooking the trickle charger. The hood flew up & had to be replaced, etc. Heacock handled it promptly & paid for everything (about $5k), no questions asked & no change in premium for the following year.
4- I would definitely recommend them. I pay approx $500/yr for $50k agreed coverage on my 2013 Mustang GT Convertible & will use them for my 2022 when it arrives.

Thanks Dave, I will check them out as well.

 

[Smunczen]

Grundy for me on my 93 lightning and 20 PP2 $780 a year.

 

[JRRsix7]

I have Hagerty and have a 2020 GT PP2 (agreed value $45K) and a 1982 Chevy K10 (agreed value $6500) and I pay $833 a year. 36 year old male, no accident history. I'm very happy with my rate.

 

[Spartan1]

Great thread, thanks for the info. When the '22 comes in I'll hit these guys up. Perfect driving record, and I pay $1,800 a year for just the Mustang. Michigan has the worst rates (and roads) in the country, it's robbery.

 

[Coastal-Mach]

Great thread, thanks for the info. When the '22 comes in I'll hit these guys up. Perfect driving record, and I pay $1,800 a year for just the Mustang. Michigan has the worst rates (and roads) in the country, it's robbery.

I hope we will get more responses, so the members know what companies are out there for comparative rates.

 

[Stage_3]

I have Grundy on my'19 Roush Stage 3.
I had them for my '13 Roush Stage 3 as well. Never any issues. I never had to file a claim.

I forget what it was for the 2013 car per year, but for my current Mustang, I am paying $588 a year for an agreed value of 50k.
I cannot drive the car to work or the mall, which is fine, I never would anyways. Must be garaged when not in use. Unlimited mileage. Must have a daily driver. That was what was in my contract being in MA. A friend that has Grundy in Texas says he can drive his car to work/mall. Maybe it differs from state to state? Not sure.

 

[Firsttexan]

I used Hagerty for my '63 C2 excellent company! They have a very narrow acceptability window.

 

[Tacticly]

Hello All,

These questions are for those that have Hagerty or Grundy insurance on your cars.

• Overall experience and satisfaction
• Filing claims, easy or push back?
• Pricing

The reason I ask, is there is a significant cost savings with Grundy versus Hagerty. A friend of mine has a Lightning with a guaranteed replacement value of 28K. He is 50 with a clean record, yearly cost from Hagerty 1K, Grundy $400. Apples to apples coverage.

I requested a quote from Hagerty for my 22 Mach 1 with a 70K replacement value, yearly cost 1K. Im also 50 with a clean record. I will contact Grundy today for a quote and reply to this thread.

Thanks for any information good or bad, and anything above my 3 bullet points.

53 clean record 100/300 insurance 500 deductible second car not used to commute to work etc and multi car discount 1100 a year same as my ram trx qoute and that car is 30,000 more and a truck with off-road capability state of wisco

 

[Coastal-Mach]

Thanks for all the feedback.

 

[ICU812]

Grundy, but my vehicles insured with them are
47,51,36,45 years young I don't have my dailies with them, (aka late models) And never have had to file a claim.
But the cost was lower than hagery .
Also Hagery would not insure a few as they saw them as race cars not street cars.

 

[JG M1]

I have used Grundy since 2006 to insure my Cobra replicar (62K agreed value) and
have happy with them but I also haven't had a claim. I pay $780.00 a year and I am
67 and retired.

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