Hagerty insurance for my 15 GT

[Bri's_5.0]

Hi all

Thought I'd let you people know that I just signed up for collector insurance through Hagerty.

It is a 'second' vehicle of mine, is parked in a locked garage, and driven less than 5000 miles a year.

No tickets/points and no accidents/claims in over 6 years for me and I'm 44.

I initially started with Allstate. 1 year premium, $1,520.88
Hagerty, $625.00 for a year and I do still have my old 97 Cobra that my friend now owns on there as well.
$500.00 deductibles for both Collision and Comprehensive.
Regardless, if I were to only insure the 15 by itself, it was still only $885.00 per year.

Maybe this is something that you guys could look into if it's not your DD GT.

Thanks,
Brian

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[Cobra Jet]

Hi all

Thought I'd let you people know that I just signed up for collector insurance through Hagerty.

It is a 'second' vehicle of mine, is parked in a locked garage, and driven less than 5000 miles a year.

No tickets/points and no accidents/claims in over 6 years for me and I'm 44.

I initially started with Allstate. 1 year premium, $1,520.88
Hagerty, $625.00 for a year and I do still have my old 97 Cobra that my friend now owns on there as well.
$500.00 deductibles for both Collision and Comprehensive.
Regardless, if I were to only insure the 15 by itself, it was still only $885.00 per year.

Maybe this is something that you guys could look into if it's not your DD GT.

Thanks,
Brian

How are you insuring a vehicle that you no longer own (97 cobra)... ?? Unless I’m reading that totally wrong...

 

[Timeless]

We use Hagerty for our 90 Miata...$300 per year.

 

[Rich D]

I went a similar route with my 19, but I went through Grundy. $700 for the year and $50k agreed value.

 

[Strokerswild]

I looked into Hagerty for mine as well since I have an old car insured through them, but my cost would have been slightly higher than what I currently pay through my normal carrier for my drivers.

I need to revisit it with them though, since I got the quote online and the other car wasn't a factor. Might be a different story if I speak with someone.

 

[Bri's_5.0]

How are you insuring a vehicle that you no longer own (97 cobra)... ?? Unless I’m reading that totally wrong...

It's easy. Just put my friend's name and DL number on the policy and they pay for it.

 

[vanquishvzla]

after working in the car business, i don't like using small companies... they are HORRIBLE to pay claims... geico, progressive, usaa, etc are super fast and painless... ocean harbor, wind haven, etc are a nightmare

 

[Cobra Jet]

It's easy. Just put my friend's name and DL number on the policy and they pay for it.

So the 97 is not owned by you, but at a totally separate location and not at your household (address) and not under your Driver Lic or DMV Registration? How is that possible?

 

[drive_55_not]

It's easy. Just put my friend's name and DL number on the policy and they pay for it.

That sounds like a major liability disaster ....

.

 

[Bri's_5.0]

Hagerty said it's all good. I'm not concerned as much as you guys seem to be...

 

[Torched10]

Wait till you get a claim
I had hagerty years ago for a 65gto.same mileage restriction.but looking into it at the time I couldnt ever drive it to work,say once every couple weeks.so I switched carriers.

 

[Cory S]

My 2016 GT Premium is $572.00/year with $500/500 deductibles through Geico. 45 years old. Not married, clean record for 14 years, and an 802 credit score. Credit score can affect your yearly premium up to 50%.....

 

[vanquishvzla]

My 2016 GT Premium is $572.00/year with $500/500 deductibles through Geico. 45 years old. Not married, clean record for 14 years, and an 802 credit score. Credit score can affect your yearly premium up to 50%.....

damn that is extremely cheap... gotta check geico... maybe 15 minutes can save me 15% or more on car insurance...

 

[Cory S]

damn that is extremely cheap... gotta check geico... maybe 15 minutes can save me 15% or more on car insurance...

LOL... Sorry. It’s $537.00. Not $572.

 

[vanquishvzla]

oh i thought it was for the whole thing lol... still cheap... i pay around 2500 a year for all 3 cars

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