Extended Warranty: Base, Extra, Or Premium?

[lenFeb]

They have under 12 month and the next is over 12 and under 36 month. My at the category over 12 and under 36 month. So, what is the benefit of buying ESP prior right before factory warranty 3yr/36K expires?

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[pilotgore]

They have under 12 month and the next is over 12 and under 36 month. My at the category over 12 and under 36 month. So, what is the benefit of buying ESP prior right before factory warranty 3yr/36K expires?

I think the positive of waiting to buy the extended warranty until just before the factory warranty expires is twofold. First, if you end up selling the car due to unforeseen circumstances, you didn’t “waste” the money on the additional warranty (I’m sure you’d recoup SOME money when selling, but definitely not all of it.) Second, after owning the car for 35 months or 35,000 miles, you’d probably have a good idea of what kind of extended warranty term and mileage fits your situation best.

The only negative to waiting any length of time has to due with the potential yearly price increase, as well as the over 12 month $100 premium increase. Prices went up 1/1/21 for 2 of the 3 online retailers I looked at, including flood.

 

[lenFeb]

I think the positive of waiting to buy the extended warranty until just before the factory warranty expires is twofold. First, if you end up selling the car due to unforeseen circumstances, you didn’t “waste” the money on the additional warranty (I’m sure you’d recoup SOME money when selling, but definitely not all of it.) Second, after owning the car for 35 months or 35,000 miles, you’d probably have a good idea of what kind of extended warranty term and mileage fits your situation best.

The only negative to waiting any length of time has to due with the potential yearly price increase, as well as the over 12 month $100 premium increase. Prices went up 1/1/21 for 2 of the 3 online retailers I looked at, including flood.

Thanks for your reply! I'm not fan of any ESP. But have concern with this car, so may purchase ESP closer to factory 3yr/36K expiration date.
Can one have payment plan instead of paying all up front?

 

[pilotgore]

Thanks for your reply! I'm not fan of any ESP. But have concern with this car, so may purchase ESP closer to factory 3yr/36K expiration date.
Can one have payment plan instead of paying all up front?

No sweat!

A good question.... one that I don’t know the answer to.

I do recall getting some advertisements from Ford in the mail a few months back advertising no interest financing on an ESP, but I don’t know if the financing was specifically for the plan itself, or for a Ford credit card that you could then use to buy the plan.

 

[galaxy]

I called. The one from Ford you can do payments on. But the warranty is 3X the price for the same thing.

 

[lightrules]

can anyone confirm if the base care warranty covers any and all AC and engine issues? IOW, if that is the only concern would that base package be sufficient or do I need to go up to the extra care or premium care?

 

[lenFeb]

can anyone confirm if the base care warranty covers any and all AC and engine issues? IOW, if that is the only concern would that base package be sufficient or do I need to go up to the extra care or premium care?

You can easily compare plans and see what's covered on Ford Protect:

https://fordprotect.ford.com/compare-plans

 

[lightrules]

You can easily compare plans and see what's covered on Ford Protect:

https://fordprotect.ford.com/compare-plans

yeah I've seen all those plans many times but it still doesn't confirm for me exactly if base covers everything I need.

 

[Postal Bob]

yeah I've seen all those plans many times but it still doesn't confirm for me exactly if base covers everything I need.

If you go to that link, then click on the "learn more" link on each plan, it tells you exactly what components are covered in each category.
Btw, just what are you looking for in the base plan? https://fordprotect.ford.com/basecare

 

[Postal Bob]

Also, keep in mind the powertrain(engine &transmission) is covered for 5yr/60k under the original new car warranty. This should cover having to replace an engine, if that's what you're worried about.

 

[key01]

yeah I've seen all those plans many times but it still doesn't confirm for me exactly if base covers everything I need.

It’s all there if you look

 

[lenFeb]

It’s all there if you look

OP asked this same question in Oct. 2019. Keep asking same question so many times again and again. Still can't figure it out. Beats me.

 

[lightrules]

OP asked this same question in Oct. 2019. Keep asking same question so many times again and again. Still can't figure it out. Beats me.

meh

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