PlaceboEffect
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Is this what you meantDo you have the exhaust hangers for the rear by the differential on your old exhaust? The closeout panel connects to them.
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Is this what you meantDo you have the exhaust hangers for the rear by the differential on your old exhaust? The closeout panel connects to them.
So why would they not be willing to pay up to $71k to fix it and instead cut it at $44k but be willing to write a $71k check?If the car were to be totaled they would have cut me a check for over 71k not 44k. They pay you for what the car is worth not the repair bill.
I looked at those, but they bump in to the other issue I have having - winter storage. I don't have a heated garage and would like to avoid pulling the tires and storing them in my basement every winter. Both the Pilot Sport Cup 2s and the Nittos say they will crack if exposed to temps below 14 degrees (pretty common in a NY winter).I went with Nitto 555 305/35/19 on all four. They seem pretty good in the rain. i have had them in 55 degree weather with no problems. This size will rub at full lock so be careful. I went with them because they allow me to not bottom out on my driveway and at many other places i was having trouble with last year.
It is all about statistical risk management. Once damage gets above a certain point the risk of additional (not yet found) damage grows and the overall safety of the car could be compromised - both of which could lead to higher costs to the insurer. In addition, the insurance company takes ownership of the totaled car and auctions it off, getting some money back.So why would they not be willing to pay up to $71k to fix it and instead cut it at $44k but be willing to write a $71k check?
Na its right behind the differential. The exhaust hangs on them and the lower closeout panel bolts to those. Here are two more picturesIs this what you meant?
Went to Conti run flats. I still have the OE tires. They have all of 54 miles on them. I'm now upsizing to 20" wheels and Conti tires. https://www.mustang6g.com/forums/threads/i-got-new-shoes-grins.148004/What are you running now? I just had a scary ride home yesterday (mid 50's with a drizzle) and need to do something! I plan to daily this thing for 3 seasons. Was looking at the A/S3+ or new Pilot sport all season 4.
Also - did you keep or sell the OE tires? (trying to figure out the best way to sell mine if/when I swap them out)
the number is high yes but keep in mind the air bags didn't deploy. Which i believe is reported as a more serious accident on car fax. It was so expensive because everything on this car is just expensive the wheel/tires alone were 13.5k.I don't know but extreme diminished value would take place here with 41K worth of damage. As I buyer if I were to find out this much damage had taken place I would walk away or want an extreme discount on the purchase. This should have been totaled.
Did you buy the car back or just let Ins. Co. take it away?I had a similar experience a month ago with my 2016 GT350. The repair estimate was 26,000 and change. My insurance company totaled it. The explanation to me from my insurance company was that they weigh how much they could get for my car first, which was a high bid of 25,000. They add that number to the repair cost and if it is above the threshold they want to spend, then they total it. They also mentioned that my repaired car would not have a good resale value, so in the end they would be doing me disservice by fixing it. I couldn't complain too much because they cut me a check for 54,800. That is more than I could ever have sold it for before the accident.
Not sure but the cars repair was only about 64% of what they said the car was worth. Im sure if it were to reach a certain amount they would have just totaled it out.Question for you. I used to be an adjuster and we would total cars out when the damages were 75% of the actual cash value of the car. I've heard that if the repairs go over a certain percentage that even though the car is repaired it would have a salvage title due to the amount that was spent to repair it. If that's the case in your state you may want to tell the insurance company that you don't want a car with a salvage title because of the hit you will take when you try to sell it. I'm in New York and I believe that's the law in NY but I don't know for sure. I've been retired for a few years. I'm sorry if this is alarming to you but I think you should know that this is possible. I would think if the title becomes a salvage title they would have to let you know. Again I'm sorry that this is not up to date info but I've been out of the business for a long time. Best of luck and enjoy your beautiful car.
That's a great point actually.Question for you. I used to be an adjuster and we would total cars out when the damages were 75% of the actual cash value of the car. I've heard that if the repairs go over a certain percentage that even though the car is repaired it would have a salvage title due to the amount that was spent to repair it. If that's the case in your state you may want to tell the insurance company that you don't want a car with a salvage title because of the hit you will take when you try to sell it. I'm in New York and I believe that's the law in NY but I don't know for sure. I've been retired for a few years. I'm sorry if this is alarming to you but I think you should know that this is possible. I would think if the title becomes a salvage title they would have to let you know. Again I'm sorry that this is not up to date info but I've been out of the business for a long time. Best of luck and enjoy your beautiful car.
what car insurance do you have ??I had a similar experience a month ago with my 2016 GT350. The repair estimate was 26,000 and change. My insurance company totaled it. The explanation to me from my insurance company was that they weigh how much they could get for my car first, which was a high bid of 25,000. They add that number to the repair cost and if it is above the threshold they want to spend, then they total it. They also mentioned that my repaired car would not have a good resale value, so in the end they would be doing me disservice by fixing it. I couldn't complain too much because they cut me a check for 54,800. That is more than I could ever have sold it for before the accident.