WarrENDeatH
The Batman
- Joined
- Jul 11, 2016
- Threads
- 42
- Messages
- 413
- Reaction score
- 93
- Location
- Cincinnati
- Vehicle(s)
- 2017 Honda Civic Type R 'Hellbat'
- Thread starter
- #1
Before I get into the story, believe me, coming to the internet to ask for opinions is ridiculous. That being said, I do like to garner some opinions from different perspectives to try and help me out.
In August of 2015 I was involved in a car accident in my three day brand new car. The other drive ran a stop sign and t boned me. He took fault, was cited and within 12 hours of the accident I went to the Emergency Room for back/neck/knee injuries. After that, I went from August to April of 2016, seeing physical therapy/doctor appointments, medical advice, MRI's and X Rays to fix the issue(I also sought out legal council in mid August as soon as I was aware of my medical injuries). I became medically cleared on April, and have been in a constant struggle against his insurance company.
To cut to the chase, the insurance company is using my previous history of injuries to say they are the primary cause of my injuries. They've offered a settlement of $2500 dollars (800 in my pocket when everyone is paid). The lawyer believes it is in my best interest to try and avoid court (but would support me if I went that route). Court of course would be expensive, with a lot of up front fees that I just couldn't paid (he said as much as a couple of grand either way).
I racked up a total of $19,000 in medical bills (none of which my medical company is wanting back), spent time on limited work, lost around 24 pounds (not being able to lift) and fought through some depressing times.
For reference sake:
-Lawyer's fee is 33% on winning.
-Lawyer believes I don't have a great chance of winning based on independent council.
-Insurance company believes prior history is too recent and too much of the same as my current injury (3 months apart).
I'm just trying to get everyone's opinion before I go and make a decision. I'm not looking for some massive payout, but $2500 is the definition of insulting. Looking forward to hearing from everyone!
In August of 2015 I was involved in a car accident in my three day brand new car. The other drive ran a stop sign and t boned me. He took fault, was cited and within 12 hours of the accident I went to the Emergency Room for back/neck/knee injuries. After that, I went from August to April of 2016, seeing physical therapy/doctor appointments, medical advice, MRI's and X Rays to fix the issue(I also sought out legal council in mid August as soon as I was aware of my medical injuries). I became medically cleared on April, and have been in a constant struggle against his insurance company.
To cut to the chase, the insurance company is using my previous history of injuries to say they are the primary cause of my injuries. They've offered a settlement of $2500 dollars (800 in my pocket when everyone is paid). The lawyer believes it is in my best interest to try and avoid court (but would support me if I went that route). Court of course would be expensive, with a lot of up front fees that I just couldn't paid (he said as much as a couple of grand either way).
I racked up a total of $19,000 in medical bills (none of which my medical company is wanting back), spent time on limited work, lost around 24 pounds (not being able to lift) and fought through some depressing times.
For reference sake:
-Lawyer's fee is 33% on winning.
-Lawyer believes I don't have a great chance of winning based on independent council.
-Insurance company believes prior history is too recent and too much of the same as my current injury (3 months apart).
I'm just trying to get everyone's opinion before I go and make a decision. I'm not looking for some massive payout, but $2500 is the definition of insulting. Looking forward to hearing from everyone!
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