Anyone Else's Insurance Rate Increased? (+30%!)

[Crew4991]

Get married and let us know if your per-person rate goes down.

Is the decrease in insurance rates due to marriage because the wife sells the mustang?

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[ShadesOfBloo]

Is the decrease in insurance rates due to marriage because the wife sells the mustang?

No, but lol...

I married a 21-year-old, combined her truck and my cars into one insurance policy and the new rate was like my rate by myself, plus a few dollars.

She had questions for the insurance agent because "Wait, I'm under 25 and now I'm insured to drive a 240SX..."

The agent was like "Apparently marriage means that you're more responsible now."
"Or something. " (Hey, the agent didn't make the rules)


P.S.: 8 months later she was declared at-fault in a wreck that totaled a 240SX.

 

[Dave2013M3]

MIne went up 10%, I am 58yrs. old no accidents or tickets.

 

[mustangman02232]

I like that my cars have some extra protection

Where’s the other 4?

 

[twbthird]

Just received my latest renewal. Rate unchanged for past 18 months.

 

[Stangnut]

Dang that is a huge increase! Pretty sure mine increased about 18% but I'm in Denver CO so large city with tons more accidents and costly repairs. Did you move or any other changes happen on your policy? Plenty of insurers are increasing prices across the board on coverage, but a whopping 30% without good reason is just greed.

No changes. No accidents. No tickets. No claims. Didn't move or anything.

 

[Magnetic Stang]

Mine went up 20%. I called them and they said it wasn't anything I've done. They must just be taking advantage of inflation and raising their rates or there's been way more claims and they're passing the cost onto us. Which generally is how insurance companies operate.

 

[Johnny Rockit]

What year mustang? via Hagerty... Mine is a 2021, would hagerty insure new vehicles?

Thanks Anthony

Hagerty will definitely insure new rides unless it is a daily driver I believe. My 2022 GT is around $680/yr. but don't quote me on it. My policy was for three vehicles which is now one as the others are sold. Policy was $975 for the three.
I will look for the actual amount when I get home

 

[monte87]

Hagerty will definitely insure new rides unless it is a daily driver I believe. My 2022 GT is around $680/yr. but don't quote me on it. My policy was for three vehicles which is now one as the others are sold. Policy was $975 for the three.
I will look for the actual amount when I get home

Thanks, appreciate the reply. My stang is a daily driver so im eliminated, unfortunately and sadly.

Thanks Anthony

 

[Smunczen]

I’m with Grundy for my 20 PP2 and my 93 lightning $760 a year for both.

 

[Johnny Rockit]

Thanks, appreciate the reply. My stang is a daily driver so im eliminated, unfortunately and sadly.

Thanks Anthony

I think they will insure your car but the rate will be higher most likely. But full value payout no questions asked. Call them and find out for sure.

 

[monte87]

I think they will insure your car but the rate will be higher most likely. But full value payout no questions asked. Call them and find out for sure.

Ok, cool. thanks. Will do......
Anthony

 

[Cory S]

Ok, cool. thanks. Will do......
Anthony

It also needs to be in a locked garage when not driving it.

 

[velocityblue5.0]

yup, mine went up for no reason, but so did my homeowners (just because values are going up i guess.). my 07 tacoma went down, and stang went up. i'm paying about 150 more a year for both taco/stang now. sucks.

 

[Johnny Rockit]

It also needs to be in a locked garage when not driving it.

Not any longer.

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