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I am looking at buying a maintenance plan, is there better pricing than floods plan. I was quoted 3335 for 8 years 125000 miles at 5000 mile intervals. Probably do not need that many miles since I only put 5000 miles on it in a year.

I have a big screw in my rear tire that is beyond repair and Ford is replacing it for me. I have 5000 miles on the car. Should I pay for another rear tire to keep the tread the same or don't worry about it?