Curbed my stock 20 inch wheel tire today.

[Terminated]

Careful. I am an insurance broker in CA. Out here, if there is less than $1,000 property damage, it will be considered a non chargeable violation, still subject to your collision deductible. Not sure what the carrier guidelines and laws out where you are but you should definitely look into this as out here if you have 2 or more points, you lose CA good driver discount which is easily 20% premium and also makes you not eligible for the "preferred carriers" and you will end up with a carrier who's base rates are higher, and you don't get the additional discount making it much worse than just 20%.

If you have any other accidents/speeding tickets you may want to pay out of pocket and save the point on your driving record for something more serious as the more points you have, the insurance pricing goes up pretty quickly.

Again, that is out here in CA, but for $1,000 and $500 deductible... I would probably suggest eating the $1,000. Call a local broker (or your State Farm agent and ask it as a hypothetical) and see what they say about local laws.

Holy crap! Reason number 576 why I won't move to CA- even though I hate snow.

OP, do you have a picture of the damage? Plenty of places can fix curb rash without issue. A lot cheaper than buying a whole new wheel, too. Then you'd just need a tire.

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[Free Agent]

Holy crap! Reason number 576 why I won't move to CA- even though I hate snow.

OP, do you have a picture of the damage? Plenty of places can fix curb rash without issue. A lot cheaper than buying a whole new wheel, too. Then you'd just need a tire.

Gotta go for now but will try to get up a shot tomorrow. I'm hoping to go the refinish route as I think it may be possible.

 

[PonyGrrrl]

Tire and wheel warranty ftw! My Mom curbed mine the first week! I called in a claim, used the Tire and Wheel warranty. The tire had to be replaced and the wheel was repaired good as new. The $400 I paid for the warranty was cheaper than the fix.


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[Wblv17]

In Texas the amount paid out by the insurance company has to be over a 1,000 to count against you.

Good luck OP.

 

[Jon|3.7]

I hit a curb once but no damage ( first mustang took awhile to get used to the hood view)

 

[Khyber]

why get insurance involved over a tire and wheel? but man if you're gonna spend that much, it's time for new wheels and tires all around. you can get some good deals here.

 

[CEHollier]

it's time for new wheels and tires all around. you can get some good deals here.

This

http://velgenwheels.com/project/for...-wheels-vmb6-matte-silver-20x10-5-all-around/

 

[Khyber]

velgen +1

 

[altjx]

Curious of some pics too.

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[Tony Alonso]

Sorry this happened. If for some reason you want a set of these, I just saw some for sale in a Detroit-area Mustang club newsletter. Even though I am in Ohio, I have a membership in the club.

Take a look on pg 9 of the newsletter located here.

Good luck getting things back to normal.

 

[Starman]

Been there done that dude! We have places around here that will fix curb rash on wheels. maybe $100.

 

[DRKHR5]

I mustve been born yesterday. You can actually use insurance in this fashion?! I would've never thought to… and always agree with Khyber that there is a price point that you might as well get a whole new set… same or new.

 

[Tamadrummer88]

I curbed mine the 2nd day i brought the car to CA. Trying to paralell park and i scratched it. Not a big scratch but definetely noticeable. Need to get it repaired.

 

[GT Pony]

Take a look on pg 9 of the newsletter located here.

Wonder if that is with the rubber too? Even without the rubber, a new set of four 20" OEM rims for $1200 isn't a bad deal.

 

[Blitz2016]

Tire and wheel warranty ftw! My Mom curbed mine the first week! I called in a claim, used the Tire and Wheel warranty. The tire had to be replaced and the wheel was repaired good as new. The $400 I paid for the warranty was cheaper than the fix.


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THIS!! I opted to get the tire and wheel warranty for 5 yrs/75,000 miles for $500. Figured it was worth it just in case!

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