oesman
Well-Known Member
- Joined
- Feb 18, 2016
- Threads
- 24
- Messages
- 407
- Reaction score
- 107
- Location
- Houston, TX
- First Name
- Dmitry
- Vehicle(s)
- 2016 Mustang GT PP
I'm sorry, I thought you would be able to connect related concepts. Let me explain it in more detail. If your logic is that you can't open a claim with someone else's insurer, how would a pedestrian who may have no insurance file a claim if hit by a car?Thought we were talking about motor vehicle accidents here? What does getting hit as a pedestrian have to do with the OP's question regarding a vehicle on vehicle accident?
This is what I've done every single time someone's hit my car, because it's what you're supposed to do.But you do you broski, call up their insurance and see what they say.
Obviously your insurer can reach out to them too, but the point is you have no deductible to pay and there is no reason for them to be involved.And I'll continue to use my own insurance company for claims, which has worked several times in the past even though I'm "100% wrong". Maybe it's just my smooth talking that got the ball rolling.
What happens if there is no police report and you contact your insurance to claim against the other guy? Same thing, it's always your word against his plus whatever visible damage and police report and witnesses. This changes nothing. I'm not sure how you're having this much trouble tracking.You must not know how insurance companies work, especially when you are not their client. And what happens if there is no police report or a faulty driver? In most states if the damage is low enough they don't even file a police report. What then?
Edit: Here maybe this can help you out: https://claims.geico.com/ReportClaim.aspx see how it says "Someone Else's GEICO Policy" in that radio button? Cool huh broski?
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